Jackson Porter wrote a gas saving tips article which will help save gas. To summarize, just:

1. Start carpooling.
2. Use public transportation.
3. Shop around for lower gas prices.
4. Start walking.
5. Take care of your car.
6. Check your tire pressure.

Driving an automobile is a luxury that most of us take for granted. Automobiles are the primary means of transportation in United States, with ninety percent of American adults owning or previously owning a car or truck. What we don’t realize is that operating a car or truck is a responsibility that can bring serious consequences. Every year in the United States alone, more than ten thousand vehicular accidents occur. An average of four hundred Americans die each year as the result of automotive accidents. It’s a tragic figure, especially when you consider that many of these accidents could be prevented with proper maintenance and routine check-ups. Keeping your car well-maintained means reducing the risk of mishap or even death, and protecting your loved ones and fellow drivers.

Before hitting the road, be sure to conduct these checkups regularly:

Tires Most Americans use all-season tires. These tires should carry you safely from season to season, but it is imperative that you check the tires regularly for wear or damage. Ideally, tires should be checked on a weekly basis.

Brakes The brake system serves one main purposes: to slow down or stop the car when it is needed. If you step on the brake pedal and it goes all the way to the floor, you’ve got trouble. Late-model automobiles are equipped with a brake warning light. This dashboard indicator will light up if something is wrong with your brake system. If your brake warning light indicates trouble, it is imperative that you check the brake system immediately. Consult your owner’s manual for maintenance advice, and call an experienced mechanic for repairs. Brake repairs or replacements are no job for a weekend or hobby mechanic.

Headlights In 2005, over 2,300 pedestrians died because drivers suffered eye problems or had faulty headlights in the automobiles. Properly maintained vehicle headlights help you drive safely, and see more clearly. Replace your headlight bulbs at least once per year.

Wipers Many people don’t think of changing their wiper blades until it is too late. This is one of the easiest and most inexpensive parts of the car to maintain. Change your wiper blades twice a year, in the spring and just before winter.

There are 10 common reasons why automobile owners visit the mechanic:

1. Electronic/Ignition control 2. Suspension/steering 3. Electrical problem 4. Brake system 5. Oil change/filters/lube 6. Exhaust system 7. Radiator repairs 8. Fuel system/carburetor 9. Clutch/transmission 10. Air conditioning system

Routine check ups and proper maintenance of a car be expensive, and budget restrictions are often the leading factors in keeping car owners from living up to their responsibilities. This does not need to be a problem. The key is in knowing how to save on car maintenance and repairs. The Federal Trade Commission (FTC) confirmed that $20 billion has been wasted on unnecessary auto repairs due to fraud and incompetence.

If your car is not performing to its full potential, remember the following tips to help you save money on repairs:

Preventive Maintenance Be your car’s best friend, and you can save a bundle. By conducting regular preventative maintenance, such as regular oil changes and radiator flushes, you prevent unnecessary damage to the car and save a lot of money in the long run. Regular checkups by a qualified repairperson will keep your car running better, longer.

Conserve Even automobiles need to take a break now and then. If you drive your car everyday the miles will add up quickly, and damage can occur prematurely. To avoid this, consider carpooling with friends and coworkers. Ask around to form your own carpool group. You’ll all save on maintenance, and you’ll be able to pool your fuel and parking expenses.

Estimate Before choosing a mechanic to repair your car, be sure to get a written estimate. If the mechanic wants more than your budget can afford, shop around. Compare estimates to find the best deal. Just be sure that you are paying for quality service.

Do It Yourself You’ll be surprised at how much you can accomplish after doing a little research. Read over your owner’s manual from time to time. Learn as much as you can about your car. Understand potential problems and how to solve them. For example, that mysterious clunking noise might be bothersome, but could be as simple to fix as tightening a bolt. Regular maintenance tasks like oil changes and radiator flushes are fairly easy to do if you understand your vehicle and take the time to do the job properly.

As an automobile owner, you have a responsibility to keep your car properly maintained at all times. Consider it an investment in your car’s future, and remember that it could save a life.

It’s not very difficult to find car insurance online in Canada, but locating those that offer the most reasonable auto insurance rates can be very demanding. These tips can help you figure out how to obtain the lowest car insurance online quotes, so that you don’t have to spend a fortune on your car insurance.

Provide details As a rule, insurance companies issue higher car insurance quotes in Canada if you do not provide them with specific information regarding your zip code, marital status, car’s safety features, and annual commuting miles. Always remember to include as much detail as you possibly can to ensure that none of the discounts that you qualify for are overlooked.

Shop around Conducting a little research before making any agreement with an online car insurance company is also important, because auto insurance rates can vary as much as 300% between companies for the same coverage. Compare prices and online car insurance quotes between several companies and opt for one that incorporates the most affordable auto insurance rates. If you already have a current car insurance company that you’re doing business with, find out if they offer lower rates for new customers. If so, negotiate and try to obtain the same for yourself.

Raise your deductible Higher deductibles result in lower insurance premiums. Think, for example, if you increase your deductible on online car insurance in Canada from $250 to $500, you’d be saving a few hundred dollars on your annual premium. At the same time, it’s also imperative that you do not neglect additional financial resources that can help cover the deductible in case of an accident.

Cut the miles you drive Reducing the miles on your car can also be a very decisive factor if you want to get a cheaper online car insurance quote in Canada. This is because most insurance companies provide a low mileage discount for car owners who travel on average 40 miles or less a day. Consider a few effective methods you can employ in order to cut down on the car’s mileage, such as using public transit a couple of days a week, carpooling, taking a flight or a train for vacations, and avoiding long-distance drives.

Switch drivers The online car insurance quote may also depend on aspects regarding who the main driver of the vehicle is going to be. This is particularly useful for married couples because some companies issue lower car insurance online quotes if, for example, the female is insured on a truck and the male is insured on the minivan. And if you have teenagers in your household, it’s a good idea to insure them on safer, less powerful automobiles such as the family sedan.

Anti-theft devices Another method to obtain lower online car insurance quotes in Canada is to install anti-theft devices such as a car alarm or a tracking system on your vehicle. Since these devices reduce the chances of your car being stolen, you will get a discount from most insurance companies. Also consider attending a certified defensive-driving class, which can considerably reduce your premium for about three years.

In the past months we have seen the price of gasoline soar higher than ever before, and this can be hard on people who have a budget that is tight. Even though gas prices have come down a slight bit, you still will want to do everything you possibly can to save on the money you have to pay out for gas. There are a variety of ways that you can save gas, and save money.

Tip#1 - Start Carpooling

Carpooling is a great idea for fellow students and fellow employees both. If you can find people that are going to the same place you are you can save gas by riding together. It may be a good idea to trade off on who is driving from week to week so no one person gets stuck having to drive all the time. If you have to take your children to school or other functions you can also work on trading off with your friends and neighbors to take them there.

Tip#2 - Public Transportation

If it is possible you can take public transportation to work instead of driving your car. Not only will this save you money on gas, but you will also be able to relax and not worry about having to drive through all that rush hour traffic. You may even be able to fit in a quick nap on your way to work or on your way home.

Tip#3 - Price Shop

Often it may be so convenient to buy your gas at the small gas station just up the road, but to save some money on gas you may want to check the prices at other gas stations that are nearby as well. Even if the difference is only a few cents, after putting hundreds of gallons of gas in you vehicle each year, those few cents are going to add up to quite a sum of money.

Tip#4 - Get Moving

You can save some money on gas if you start walking to where you are going, or you can ride a bike as well. You will not have to worry about paying to park your car, and the exercise will be great for you body. If you are walking or biking you will not have to worry about those huge traffic jams either.

Tip#5 - Take Care of Your Car

It is always important to take care of your car so it gets the best gas mileage possible. Also be sure to plan where you are going before you go so you will not have to backtrack and waste gas. If you can, you should use your air conditioning as little as possible because using it takes more gas. Roll down your windows and you will use less gas.

Tip#6 - Check your Tires

It is important that you check the air pressure in your tires as often as possible. If your tires are too low, or the pressure in them is unequal it can make your car burn more gas. You should also be careful how you drive. If you take off from every red light very fast you are going to burn more fuel, so it is best to take off a little slower.

These are a few tips that can help the money conscious person to save money on gas. Even as gas prices drop, these tips can still help you to save more money. Conservation is important, so take advantage of these tips, save money, and save gas.

Your car has broken down, and now you need to pay for towing, and repairs. Sometimes these repairs cost unexpected hundreds or thousands of dollars. What are your options?

1. Be Prepared

The best way to avoid an emergency is to be prepared for an emergency. If you can set aside a little bit of money each month in case of any emergency (be it medical, automotive, or accident), then you will be able to manage any unexpected situations. However, if the time has come and you haven’t planned ahead, there are still some ways that you can get money.

2. Stay Calm

One of the most common mistakes that is made during emergencies is to lose your cool. If you lose your cool, you might forget to use common sense. Use your common sense to shop around. Even if you need a tow right now, consider calling a few places for quotes before having them send someone over. The ten minutes that it takes you to make some comparisons might save you twenty dollars or more. That makes the use of time well worth your money. Remember, you will be late anyway, so take your time in getting there.

When the tow truck driver arrives, be sure that you know where you want to have your car towed. You should also do some comparison shopping for this. You can even call a friend and have them make some of your phone calls for you. If you don’t know what is wrong with your car, have it taken to a mechanic or dealership that you trust. They will tell you what’s wrong, and you then be able to decide how much (it might be all) of the work you want to have done.

3. Review your Options

When you buy a car, you often get a warranty. You might be signed up for AAA or CAA. Your insurance company might cover some of the repairs needed for your car. Before you go about paying for all of the repairs out of pocket, find out what repairs are covered. Then get approval from the institution that will help you pay. It is easier to get them to pay upfront than to get them to reimburse you.

Consider keeping a membership for CAA or AAA. This means that you will have free towing if you are ever in an accident or if you ever have a breakdown. There is an annual fee, so you would have to weigh the pros and cons of membership. I, personally, find that I have gotten a lot back from my membership, including a peace of mind knowing that I am covered while I travel.

4. What NOT to do

If you need to pay for your emergency repairs, do not get a pay day loan. Pay day loans have exorbitant interest rates and will make it hard for you to get back on top of your debt.

5. Get the best interest

Find out where you will be able to get the best interest rates for the money that you will have to spend. If you take out a loan, then you will be able to pay it back in small pieces throughout the year, rather than taking an upfront loss. This also works if you cannot pay for your car.

If you put the car repairs on your credit card, remember that you will probably be paying a higher interest rate than if you got a car repair loan, or if you went to a bank or credit union. Check the interest rates that varying places offer, including at the dealership if you are having your car repaired there.

6. In the meantime

While your car is in the shop, be smart about how you get around. Don’t take taxis everywhere if you can’t afford them! Ask friends for lifts; they will understand if you are in need because of unexpected car repairs for a few days. Take the bus for a few days. Walk or bike, if possible. Set up a temporary carpool with a co-worker (this could even work for you when you get your car back!). Don’t let the expense of car repairs get larger because you don’t have your car.

With Gas Prices at an all-time high, how can you get to where you’re going without breaking the bank? Don’t worry, you don’t have to give up driving altogether!

1. Compare Gas Prices

The advent of the internet has made comparison shopping much easier. There are many different websites that compare gas prices in different regions. Find out what gas station in your area has the cheapest prices before filling up. A few dollars here and there can really make a difference.

2. Carpool

Instead of giving up your car completely, try carpooling. This way you will be paying at least half the gas that you did before. If there is more than one person in your carpool, you will save even more. Carpooling to work can often be the best idea because you will likely have similar start and finish times.

If you don’t want to carpool because you are worried about the inconvenience, think about the time that you gain waiting or the time that you gain when it isn’t your turn to drive. You can use that time to read, to plan, or to do whatever feels right for you.

3. Be political

Write to your local representative to explain why you feel that gas prices are a major issue. Each letter or email sent to a senator, member of parliament, or other government representative counts for many voices, because politicians know that most people are too lazy to write in. So have your voice heard by writing. Try to change the problem entirely. You can even start off an email forward or get people to sign your letter before you mail it. This will help amplify your voice.

4. Know the system

You know that gas prices normally go up before long weekends. Often, prices rise before a weekend and fall slowly throughout the week. Chart the gas prices in your area to find out when the gas is the cheapest, and schedule to buy gas on that day.

5. Watch the pump price

If the pump price is very low, fill up! Even if you still have half a tank of gas, you might as well fill up now before prices get more expensive. It is easier to keep the top half of your gas tank full than to wait until your gas light goes on and start to panic about the high prices.

6. Use alternatives

Whenever possible, bike, walk, take the bus or subway, and think of creative ways to avoid using gas. If you can minimize your gas usage, then you will minimize your expenses.

The price of gas right now is rising, and because gas is a non-renewable resource, it will probably continue to rise. Do what you can to beat the prices. You can even buy a hybrid car, or an energy efficient car. Although you might not feel that you can afford to, with a good car loan, the money you save on gas could be going straight to your new car.

To most people, the most obvious way to save gas is buying a new car that gets better gas mileage. But before you head to the dealer to make your trade-in, you should know that there are easier ways to save money on gasoline.

Do you stop short at traffic lights and then make a jack-rabbit start? Do you weave in and out of traffic? Driving more sensibly can save you 5%-33% on your gasoline costs. Driving the speed limit can save you another 7%-23%. It is estimated that every 5 miles you drive above 60 miles per hour is comparable to spending an additional $0.20 on gas. Using your cruise control can also save gas since it regulates your speed. Additionally, using your overdrive gears when climbing hills can help. Excessive idling wastes fuel as well so you might want to consider turning off your car if you need to wait for someone or are completely stopped in traffic.

If you’re carrying around a lot of junk in your trunk, now is the time to clean out your car. Every extra pound you carry in your vehicle reduces your gas mileage. This formula applies more accurately to small vehicles rather than larger ones, but the total savings of reducing the weight in your car by 100 pounds is 1-2%.

Keeping your car properly maintained can improve your gas mileage as much as 19%. Visit your mechanic to check if your car is properly in tune and that there are no major mechanical problems detracting from your gas mileage. Discuss a schedule for changing your air filter, as this can improve mileage by up to 10%. Perhaps the simplest mileage savings comes from keeping your tires properly inflated. Purchase a tire gauge at your automotive supply store and learn to use it!

Many employers are now offering their employees the ability to telecommute and work from their home offices. Telecommuting just one day out of ten will obviously save you 10% on your gas costs. Carpooling, ride-sharing and public transportation are also ways to save gas, but these things may not an option for you due to scheduling conflicts. You can still save gas by avoiding rush hour commuting, combining errands into one trip and arranging your route to avoid backtracking.

Many families are unwilling or unable to give up their annual driving vacation, but can save money by making sure their car is properly maintained as described above and by driving the speed limit. Additionally, using a top carrier causes drag and can reduce efficiency by as much as 5% in addition to the reductions caused by carrying extra weight.