How Motorists Can Beat Their Motor Insurance Renewal Quotation

Learn how motorists can beat their motor insurance renewal quotation by following a few of these money save tips. Don’t sit back and be one of the many motorists who just let their car insurance renewal quote just automatically renew every year, because if you do you are probably missing out on some big savings.

It is not hard to beat your renewal quotation, you just need to go to a car insurance comparison guide website and pick a couple of insurers to get a quote from and your on your way. However, there are lots of little tips that you can use that will help reduce your premium even more if used correctly. So before you get any quotes read the following tips first.

Where you store your motor car can reduce your premium. If you keep it parked up in a secure location like a garage, then you are likely to obtain a small discount from the insurer. Parking it on your driveway is not as secure as a garage, but it is still safer than parking it on the main road where it could get damaged or stolen. A locked garage is the best place to store your car at home. It will reduce your chance of making a claim.

How many years no claims do you have? If you are not sure you can find this information on your existing motor insurance certificate. Your no claims history is one of the most important attributes that a motorist can use in order to get a discount. If you have more than 4 years no claims will definitely get a discount. Up to 9 years and you will get a fantastic discount. Your no claims status will be used to work out your likelihood of making a claim.

When conducting your car insurance quote you can change your voluntary excess amount. Increasing it to a much higher amount will reduce your premium by as much as 25 percent. This then means that you are going to pay out more money in the event of a claim.