Before we start to look at why using an insurance broker could be the perfect way to buy your Motor Trader Insurance let’s start off with a few supposed truths about the insurance industry.
Number 1 – Let’s be honest from the beginning and just say it – most people don’t like insurance. For most people losses rarely occur and therefore they are paying out insurance premiums year on year and yet they don’t actually see any real benefit of it.
Number 2 – Most people (even those who have suffered a loss and have made a claim) see insurance as too expensive with actual insurance companies seen as money grabbing and having no purpose other than to make money.
Number 3 – People see insurance as either boring and sold by men in suits or sold using annoying advertising on the television promising cheap or the cheapest insurance and delivering call centres who seemingly have replaced customer service with queues and staff who don’t really know what they are talking about.
If you’re a Motor Trader who needs to purchase Motor Trade Insurance and any of the 3 points above ring a bell with you then you really need to read on and discover just 4 reasons why using an insurance broker could be just what you need when you next buy your business insurance.
The first reason for using an insurance broker is that they can save you time. Yes you could spend time trawling the internet, thumbing through the yellow pages or ringing around a selection of insurance companies but you could also contact just 1 insurance broker and let them do the work for you. As a motor trader I’m sure you’re time could be put to better use elsewhere anyway.
The second reason why you might want to use an insurance broker when purchasing motor trader insurance is that providing they are independent (that is they have access to more than one policy) they can search to find you the very best cover. Cover that in some cases isn’t available anywhere else.
Another reason for choosing an insurance broker is that they can very often provide you with a level of service that you won’t find elsewhere. Go direct with an insurance company and there’s every chance you’ll be faced with queues, call centres and people without a real understanding of your needs. However choose the right insurance broker who understands the motor trade and you can benefit from advice and guidance aimed at reducing your exposure to risk. And in the event of a loss occurring they will even act on your behalf to make sure your claim is settled quickly and favourably.
The fourth and final reason why using an insurance broker could be just what you need when buying motor trade insurance is that they could save you money and we’d all no doubt like to be paying less for our insurance. A good broker will therefore be able to take advantage of the facilities they have with the leading insurance companies so you benefit from the cover, the service, the time savings and the premium savings all from the same source.
Motor Trade Insurance doesn’t have to complicated or expensive so find the right broker and make sure the price is right for your Business Insurance.
For more information about Motor Trade Insurance visit Northern Counties Insurance Brokers at http://www.northerncounties.com/motor-trade-insurance.php Northern Counties – The UK’s Business Insurance Broker
Even if it is just chemicals outgassing, there’s nothing like that new car smell. It says you’re smart, responsible and successful. In fact, the only thing better than the new car smell is the pride you’ll feel as you take your new wheels for a spin.
It’s certainly no secret that driving a stylish new car is fun and exciting. New cars carry warranties that protect you from unnecessary maintenance and repair bills for extended periods of time, so they can be great investments. The secret is in buying a brand new car, truck, van or SUV without deflating your budget. For many smart shoppers, the right car loans turn their new car dreams into realities.
Direct Auto Financing
One of the biggest money-saving actions you can take in purchasing your new vehicle is with financing through an independent car lender. This borrowing plan is referred to as "direct financing" or "direct loans."
Direct financing is any kind of financing action, set up by you, without the help of the car dealer. There are considerable savings and minimal risks involved in direct loans, making them the best option for many new car buyers. When you walk into a dealership with a guarantee new car loan in hand, you’ve got automatic bargaining power. You’re able to have an upper hand in negotiations, and you can stand equally to your dealer. In the end, this increase flexibility keeps you from falling into the common trap of dealership price fixing and additional financing costs.
Shopping Strategies
The first strategy in shopping for new car loans is securing independent financing. With that in mind, allow yourself further flexibility by applying for a loan limit of at least a little over what you expect to pay. This gives you extra room for flexibility at closing time, without having to worry about the loan limit. Of course, you’re under no obligation to use your entire loan limit. Arranging for automatic payments is another way to lower your rates. By having your car loan payments deducted electronically from your bank account, you can save more money over the duration of your loan.
Price Haggling
Car dealers are seasoned professionals who are trained to get every dime out of you.
For that reason, it’s no wonder that so many people part with a lot of money after "negotiating" with a car dealer. Unless you’re an experienced negotiator, or have an armor of thick skin, going through a new car purchase can be an agonizing experience. The best protection from slick sales types is to walk in to the dealership with your financing already in place. When you’re in this position, you’ll find car dealers haggling with each other to get your business. Talk to local car dealers, and make it clear to them that you’ve been shopping around. Let them understand that you won’t settle for anything less than the very best deal. This leaves the dealers working to get your business, while all you need to do is choose the best one.
Owning a new car can make you feel like a million bucks, without feeling like you’ve just spent a million bucks. Shop around for car loans and make smart financing decisions, and you’ll soon be cruising along and taking in that new car smell.
George Davis writes for several web sites, including http://togeb.com, http://www.usedcars.biz, and http://real-product.com
Auto insurance is at its heart financial protection. You purchase insurance in order to prevent paying thousands of dollars in the event of a collision or other loss. Many different types of insurance are available, covering almost every conceivable means of loss or damage to your vehicle as well as others to which you may cause damage. Very few drivers need to purchase every single type of insurance, so it is helpful to understand each type in order to decide which ones you require.
Property damage insurance is sometimes known as liability insurance. This product is designed to cover damages that you may do to someone else’s vehicle. Your state sets a minimum amount of this insurance that you must carry but the state requirement is often quite low. If the damage you cause exceeds the limits of your insurance you could be sued for the difference. It is therefore wise to purchase as much property damage insurance as you can afford.
Personal injury insurance is usually required by law, though the required amount may vary by state. This insurance pays a portion of your medical bills (generally 80 percent) and a portion of your lost wages (usually 60 percent) if you are injured in an accident. Personal injury protection often includes a small death benefit as well. This insurance may cover your relatives or household members or even everyone in the car, depending on your insurance company’s policies and state mandates.
Bodily injury insurance is extremely important even though it is not required by many jurisdictions. If you are at fault for an accident that injures someone beyond the limits of his personal injury coverage, bodily injury insurance will cover the difference. Otherwise you could be sued for medical expenses.
Uninsured/Underinsured Motorist Coverage
If you are injured beyond the limits of your personal injury protection in an accident caused by someone who does not carry bodily injury insurance, what are your options? You could certainly sue him and likely win your case. However lawsuits are time consuming and expensive, and if he does not have the money to pay you might be stuck with an uncollectible judgment against him. Instead, your Uninsured/Underinsured Motorist Coverage could cover your injuries. This protection is reasonably priced and will ensure that you are paid in a timely manner. Purchase this coverage if you can.
Collision insurance will reimburse you for damages to your vehicle if you are at fault. Collision coverage will pay up to the actual cash value of the vehicle less your deductible. If your car is financed you may be required to carry collision insurance. However the premiums are high and this product is not recommended for older low value vehicles.
Comprehensive insurance will pay for damage or loss to your vehicle from both theft and acts of God. Comprehensive coverage will pay up to the actual cash value of the vehicle less your deductible. This insurance is usually required if your car is financed but not recommended for older cars with a low cash value.
Many other options are also available, covering everything from medical payments beyond your personal injury coverage to a rental car while yours is being repaired. Most of these options are good to have if you can afford them but not necessary if you can’t. Always speak with your insurance agent if you have any questions or concerns regarding your coverage options.
Find the best deal on the auto insurance coverage that’s right for you. Visit http://www.AutoInsuranceRatesDirect.com today for free car insurance quotes, money-saving tips and important information about choosing your auto insurance.
Your old car just went to pieces today and you have very little money in your pockets. Perhaps you could look at the very limited selection at one of those local car dealerships that offer financing on a high sticker price made even higher by the interest rates they plan on charging you. You could go to the bank for a loan and beg the loan officer to give you some cash at a very high interest rate. You could do either of these things but you wish there was another option. Well, there are other options and they are called car auction sites.
How Do Car Auction Sites Work?
If you want to avail yourself of this great money saving opportunity, it may prove helpful to learn a bit about car auction sites first. Car auction sites offer a wide range of vehicle choices due to their very nature. The automobiles being auctioned are usually placed up for bid by individuals or small auto dealerships so prices can range from the no reserve car auction to items that have a preset price or at least some reserve on the car where the seller has the right to refuse to sell unless the price goes higher than his stated reserve price. Thus if a seller put a vehicle on an car auction site with a reserve of two hundred dollars and the highest bidder only bid one hundred ninety dollars, the seller would have the choice of selling the car for the one hundred ninety dollar bid or refusing the sale and relisting the car thru another car auction site.
There are a few things to consider before bidding on car auction sites as well. One major consideration is the location of the vehicle and the cost and method of shipping. The automobiles sold on car auction sites are located around the globe so pay close attention to where the car is located before bidding because all bids are considered final and legally binding as contracts and if you win the bid you will be expected to fulfill your contractual obligations towards the purchase.
Another consideration before bidding on car auction sites is the reputation of the seller offering the vehicle you are looking at. Car auction sites such as Ebay Motors have a great way of making sure you know the sellers reputation. Every buyer and seller on Ebay has a rating. It is generally considered a very good practice to buy from sellers who have high ratings and good feedback. This helps to insure that your experience with car auction sites will be a pleasant one.
If you are looking for an online car auction you should stop by http://www.reviewcarauctions.com If you are just looking for more information on car auctions please go too http://www.reviewcarauctions.com/blog
A tonneau cover is about the best aftermarket auto accessory you can invest in for your pickup truck. The advantages of owning a truck bed cover heavily out-weigh the amount of money you are going to pay for one.
The advantages of owning a tonneau cover can be such as the great added look you will give your vehicle by adding one to your truck bed. There are so many different types out there you should have no problem picking out a look that is right for you. You can get a sleek looking low profile, or one that stands up a little. There are soft covers, fiberglass tonneau covers, aluminum, roll-up, retractable, electric, folding, hinged and more.
Having a truck bed cover on the back of your truck will protect your cargo from weather conditions such as snow or rain. There is no need of having everything in your cargo area soaking wet. Who wants to shovel snow out their truck box before using it? Just being able to keep the debris out is a bonus with pollen or leaves in the fall. It just a real clean sleek look having a tonneau cover.
Whenever you haul delicate cargo such as flowers or plants or even paper products a truck lid will protect them from winds such as created from higher speed highway driving.
Without a tonneau cover you don’t feel safe leaving your vehicle with cargo in it, even for a few moments. There are a lot of people out there who like to take things that don’t belong to them but when they can’t see what your truck box contains they don’t even think about it. For added protection there are quite a few tonneau covers that are lockable today.
Having one on your truck bed in the closed position will create less wind resistance by allowing the wind to pass over your vehicle instead of hitting the tailgate causing drag. Less drag spells less fuel consumption and there is no need for me to mention the advantages of saving fuel to you.
Investing in a lid is just the logical thing to do when you’re the owner of a pickup truck. For those of you who have not decided if a tonneau cover is any good. Well Duh. Have a happy shopping experience, you’ll be glad you did.
Ken Bishop is the author and allows the use of it. It must remain the same with this resource text and the links remaining usable. For articles that will help you decide which tonneau is right for you and more visit Ken’s website. http://www.truckbedtonneau.com
The term "refinancing" should be familiar to anyone who has purchased a loan. Simply put, refinancing is the process of obtaining a loan to pay off an existing loan. Obviously it’s not quite as simple as it sounds, but understanding that basic description is enough to begin the process of learning about refinancing.
One of the best-kept secrets in the finance industry is refinancing. A great deal of time, trouble, and most importantly cash can be saved through this method alone. Home refinancing has been around for a long time now and is used by many people to save money on their loans and/or reduce their monthly payments. However, many people still balk at the idea of car loan refinancing despite being familiar with the benefits of refinancing a home loan. Those who have a less than perfect credit rating to back them up, in particular, are likely to react this way.
What exactly is different about car loan refinancing? In essence, nothing. At the basic level, car loan refinancing works the same as refinancing your home. In car loan refinancing, a new car loan is obtained in order to pay off the existing car loan. The new loan may have different (typically better) interest rates, a new lender, or both. Again, as in home refinancing, this is beneficial since car loan refinancing can make your monthly car loan payments lesser. Alternately lower interest rates garnered through car loan refinancing can be capitalized on to pay off the balance of the current car loan in a shorter period of time.
Very few people understand the time value of money–that the longer a loan is paid on, the more money is spent on interest charges. Take for example a 60-month loan for $16,500 on a new Honda Accord and assume that the buyer’s credit is poor. The car dealer manages to get the buyer approved at 21% APR for that loan, making the monthly payments $446.38. By the end of the loan term, the buyer will have paid $10,282.83 on interest charges alone–almost as much as the initial price of the vehicle (which, of course, is now worth far less than when it was purchased). Now, if the car loan were refinanced with another lender at 6% APR after the first few months, the monthly payment would have been $318.99, allowing the buyer to save as much as $7,643 on interest charges. If the buyer refinanced at the lower APR but retained the same monthly payment, the term of the loan would be shorter and the interest savings even higher.
Record numbers of homeowners refinanced their homes and saved thousands of dollars during the years 2001 and 2002. More car owners are beginning to realize the benefits of car loan refinancing every day. With the steady drop in interest rates, car loan refinancing is fast becoming a trend as more and more people realize how much money can be saved simply by refinancing a car loan.
John Miller writes for several Internet magazines, including http://cheap-product.com and http://products-tips.com
RC car painting is typically done using one of two methods: spray cans or an airbrush. Needless to say your skill level will be the ultimate determining factor since most people just aren’t that familiar with the intricacies of airbrushing. Both methods have their particular idiosyncratic advantages and disadvantages, however.
RC car painting via spray cans is the choice of many not only because they either don’t have access to an airbrush or know how to use one, but also because it can be done quickly. A huge amount of space can be covered relatively quickly with a spray can. But RC car painting isn’t the same thing as changing the color of a flag pole.
You want to be proud of that car and make it look as good as it runs. Although personalizing and detailing can usually done much better by airbrush, if you take your time and plan ahead, your spray can RC car painting can wind up looking quite impressive.
Of course, RC car painting with an airbrush is ultimately what you should aim for. The benefits of using an airbrush is that you have access to so many more colors than you can get from using spray cans. And that’s saying a lot, because even if you do choose to use spray cans, you’ll still have over fifty different colors from to pick. But when RC car painting with an airbrush, you can exponentially expand those choices through mixing and blending.
In addition to more flexible use of coloring, airbrushing also affords more control in application. Unlike spray cans, an airbrush can be adjusted, allowing you to spray the paint as thickly or thinly as you like.
The downside to using an airbrush, besides your own level of artistic ability, is cost. For RC car painting with an airbrush you’ll need a compressor. You can try using canned air to begin with, but you’ll quickly find yourself spending more money than you planned on saving because they empty pretty quickly. Better to shell out for an actual compressor, preferably one that produces 25 to 70 psi. By pass the 1/8 HP hobby compressors and go for the ½ HP. Since most RC car painting is now done with next generation water-based paints, also make sure the compressor comes with a moisture trap; if it doesn’t, you’ll quickly find car covered in thick gobs of paint.
RC car painting with an airbrush requires not just air, obviously, but brushes. Ideally, you will want to own more than one brush, but since they can be pricy—the good ones anyway—you may just want to start off with one. The reason for owing two is pretty obvious. RC car painting at its finest creates a work of art that combines both thick lines and fine lines, therefore you want a brush for both thicknesses.
In addition, the paint itself comes in various thickness and some of the finer brushes just handle the thicker paints at the psi the compressor puts out. RC car painting with an airbrush obviously requires more effort, time and expense than RC car painting with spray cans, but the end result usually shows.
June Mala © 2006 www.NkLk.com
Vehicles that will help you save money on gas
Prices at the pump are rising steadily; more and more of the vehicles being released get very low gas mileage. This makes it really hard to get around town or to work, on a budget. Well, there still are tons of options for vehicles that can save you tons of money at the pump.
If you’re not ready to take the plunge and buy a hybrid or electric vehicle, there are many gas-engine cars that get very good gas mileage. For small cars, the mini cooper (28 city/36 highway) gets you the most miles for your gallon. If you’re looking at midsize or large cars, you should check out Hyundai. The Elantra gets 27 city/34 highway, and the Sonata get 24 city/34 highway. If you’re looking into station wagons, the Pontiac Vibe and the Toyota Matrix both get 30 city/36 highway.
If you’re looking for a car with even better gas mileage, you should check out hybrid cars. The concept of a hybrid is that its engine is actually a combination of two engines: a traditional gas engine, and an electric engine. Unlike true electric cars, the electric engine is charged by the gas engine, so there’s no need to plug it in. And while all the power is ultimately derived from the gas engine, these cars, van’s, and SUVs still get way batter gas mileage and saving you tons of money at the pump. If you’re looking simply for the best gas mileage overall, you should check out the Honda insight; it gets 60 mpg city, 66 mpg highway. Plus it’s from Honda so you can be confident you’re getting a solid long lasting vehicle. If you’re looking for an SUV, the vehicle with the best gas mileage is the Ford Escape hybrid. It gets 31 mpg city, 36 mpg highway. Imagine, getting the gas mileage of a car (or better) from an SUV.
Another option for saving fuel that will be available on the market soon is the plug-in hybrid. You’re probably thinking “why would I want to plug in my hybrid when I can just get a regular hybrid?’ One dollar to get as far as a gallon of gas, that’s why. A plug in hybrid is the same as a regular hybrid except you have the option of charging the electric engine. This means that if you only take short trips, your gas engine will rarely even have to turn on, and electricity gets you as far as a gallon of gas for about $1. And, unlike normal electric cars, you never have to worry about your battery dying so you can go as far as you want on your gas engine.
If you want to just skip the gas altogether, there have been some great advances in electric vehicles. You’ll forget everything you know about electric vehicles when you see the Tesla Motors Roadster. It’s fully electric, so you can always get a gas mileage equivalent of about $1 per gallon. Unlike traditional electric cars, this one runs on a lithium ion battery, so it can go farther between charges (about 250 miles), it can go a lot faster (top speed of 130 mph), and to be honest, it just looks cooler. If an electric car ever catches on, it will most definitely be this one.
With any type of vehicle, you should keep your car in good shape and making sure it gets regular tune ups, this will help keep up gas efficiency. Also remember that the weight of the vehicle matters. Carrying around stuff you don’t need and always having a full tank will raise your gas mileage.
Gray Rollins is a featured writer for http://www.fuelsavingzone.com. Visit the site to learn more about improving your gas mileage, hybrid vehicles, electric vehicles - even how to convert your existing vehicle into one that runs on water.
Learning a little more about how to better care for your vehicles is a good idea for any number of reasons. It allows you to know if an unscrupulous mechanic is attempting to gouge you on your repairs – and that will save you money. It can prevent you from making unnecessary repairs – and that will save you money. It can help you locate a problem and fix it early, thus saving more money – sometimes a whole lot of money. It allows you to be more independent in an era where people are entirely too dependent on others to survive.
We need to get started now, so that we have time to cover everything…
First, do a visual check of your vehicle. The following will assist you in where to look, and for what:
•Look at your tires. Do they look low? A tire pressure gauge, available inexpensively at any discount store of auto parts store will help you make sure tire pressure stays dead on. Maintain as necessary. Better tire pressures will make your vehicle safer, and more fuel efficient. There are some very inexpensive air pumps for sale at discount stores – should you really want to stay on top of air pressure in your tires. Motorcyclists and moped riders need to be exceptionally concerned about their tire pressures.
•Look closely at your tires and inspect for severely worn edges, areas missing chunks of rubber, or objects sticking into the tire. Maintain or replace as necessary. If your tires are relatively new, and they seem to be wearing unevenly, take you vehicle into the shop for an alignment, and likely a tire rotation. These two things are frequently lumped together in less costly automotive service “specials.”
•Look under the vehicle for liquids. One drop usually means nothing. Look for consistent drip marks. Remember that during summer months your vehicle’s air conditioning will steadily drip water when in use – no worries. Your coolant system may also spew an occasional bit of water/anti-freeze, and that’s okay too. If you find a stain indicating long-term or consistent leaking, trace the leak to its source: engine oil, transmission fluid, rear end oil, etc. Maintain or repair as necessary. Sometimes, just getting under the vehicle with a pressure hose at the car wash will clean off years of old oil and debris that causes many ‘driveway’ leaks – thus fixing the faux leak.
•Visually check your engine oil. Check it according to the manufacturer’s instructions, and also feel it with your fingers. Engine oil is the life blood of your vehicle’s power plant. Does the oil feel thick, or does it feel watery. Thick is good, watery is bad! Change watery oil (and be sure to use an Engine Sentry when you do change oil and filter). Add the appropriate oil if the level registers low. NEVER overfill your oil!
•Check the coolant level. Be sure to use caution, and follow the manufacturer’s instructions to avoid injury from hot, pressurized liquids. Maintain as necessary. If you haven’t had your coolant/anti-freeze checked lately, it might be advisable. Be sure to never add coolant or anti-freeze that is not recommended by your vehicle’s manufacturer. Some radiators require special products so as not to erode or corrode them.
•Visually check your engine compartment. Tighten caps, firmly tug/test hose connections, look for worn things, things that have blown into the engine compartment, etc. Maintain or repair as necessary. This is also a good time to do light engine cleaning. Nothing too serious, just some rags and some degreaser: ammonia and water make a cheap, great degreaser, but it shouldn’t be used on aluminum – certainly not left on it. A toothbrush is also an excellent tool here – it makes quick work of much engine debris.
•Visually check your automotive battery and connections. Make sure the connections feel tight at the battery. If you have green or white build-up on the battery, mix some baking soda with tepid water (1/4-cup of baking soda to one quart of water) and stir it thoroughly. Now, slowly pour it directly over the affected areas. Don’t worry about all the fizzing and crackling – it’s just cleaning. Make sure you do this where the runoff won’t harm anything. An old toothbrush will make this go faster. When the terminals are clean and dry, apply a thin coating of automotive grease onto each battery terminal, and connection. Automotive grease comes in small, plastic tubs that weigh about a pound each. They’re cheap, so get a good brand name. I use popsicle sticks to spread it with. Grease is good to have around for many automotive fixes and preventive maintenance actions.
Okay, you’ve completed the first steps of becoming a full-fledged automotive diagnostician – or something like that, anyway. You’ve definitely gotten your vehicle in much better condition, and you should have learned a thing or two. Keep an eye out for part II – Hear No Evil, and Part III – Smell No Evil.
Engine Sentry is a registered trademark of Iron Horseman Technologies. Iron Horseman Technologies is the trademark of Iron Horseman Technologies in Tucson, Arizona.
Eric Scribener is a 35-year veteran freelance writer and photographer currently on assignment for http://enginesentry.com/ - Engine Sentry removes the smaller particles of steel from re-circulating engine oil: cools oil temperatures, improves lubricity & oil filter function, and extends engine life.
Learning a little more about how to better care for your vehicles is a good idea for any number of reasons. It allows you to know if an unscrupulous mechanic is attempting to gouge you on your repairs – and that will save you money. It can prevent you from making unnecessary repairs – and that will save you money. It can help you locate a problem and fix it early, thus saving more money – sometimes a whole lot of money. It allows you to be more independent in an era where people are entirely too dependent on others to survive.
We need to get started now, so that we have time to cover everything…
Some people are incredibly sensitive to the sounds their vehicles make. This is especially true of motorcyclists, those who refurbish vintage automobiles, and experienced mechanics. It’s a very worthwhile skill to develop. There are mechanics who can listen to a running car engine and tell if the timing is slightly off, or the injectors are not operating properly. While this is a very neat thing to be able to do, you do not have to elevate your listening skills to that lofty place in order to get benefits from listening to your vehicle.
Listen To the Engine (This is best done in relatively quiet surroundings until you get really good at it.) Open up the hood of your vehicle’s engine compartment. If necessary on your model, be sure to use the metal rod to lock the hood in the upright/open position. Now, start your engine. Allow the engine to run for 30-60 seconds before you start listening too hard. Also, there are many moving parts inside of engine compartments, don’t wear loose clothing, and mind all your fingers and hair! Safety first.
A brief word about engine sounds… All engines make sounds. Some sound like jets, and other have constant clicking noises, or humming, or clattering. Which sounds are consistently made, and are okay, are unique to your specific vehicle’s engine. The point being, don’t be alarmed the first time you really take a good listen to your engine. You’ll quickly learn the sounds that are okay, and the ones that are not.
You’re going to listen to your engine from three different positions: 1) Directly in front of the car. 2) On the left (driver’s side) side of the engine compartment. 3) On the right (passenger’s side) side of the engine compartment. I like to start I like to start on the left – right in front of the driver’s door.
Lean over the engine compartment (again – be careful with clothing, hair, and appendages) and listen carefully. Try closing your eyes to heighten your hearing. Listen for things that don’t sound ‘right.’ Such things might include: clattering, metal rubbing metal, clanging, and squeaks. If you hear such a thing, open your eyes and try to focus in on it – moving the position of your head and ears as your track the sound to its source. Repeat this process at all three positions previously described.
This method of checking your engine can reveal loose caps, loose fan belts, loose fans, missing bolts, nuts, and many other things. Correct what you are able to, and have anything else dealt with by a service technician. Don’t put your hands into your engine compartment to tighten something or check something while it is running. If you notice that the stays on the overflow tube are loose and rattling, turn off the engine before tightening.
Driving your car for a short distance over a good road with the radio and air conditioning off and the windows down is a good way to hear some other sounds. Clattering might mean you have a lug nut that came off, and it’s stuck inside the hubcap. A metal-rubbing-metal sound may be a stuck brake.
The last listening project/technique is the best – or at least so people tell me. This one requires a willing and able assistant. The two of you climb into the vehicle together – you drive, the assistant rides shotgun. The assistant will require four things: some WD-40, a notepad, a small can of 3-in-1 oil, and a good rag. Head for a road that isn’t so smooth, and simply drive along. The assistant listens for those irritating squeaks, squeals, and rattles.
The assistant should move around inside the vehicle, focusing on the sounds to locate their sources. One of the two lubricants will fix almost any squeaking – and the rag ensures a nice, tidy application of the chosen lubricant. Some things, such as loose or missing screws or bolts, should be recorded on the notepad for maintenance or repair later, when you get back home to the tools. You won’t believe how quiet your cockpit becomes after you perform this process once or twice.
Okay, you’ve completed another step in becoming a full-fledged automotive diagnostician – or something like that, anyway. You’ve definitely gotten your vehicle in much better condition, and you should have learned a thing or two. Check out Part I – See No Evil, and Part III – Smell No Evil.
Eric Scribener is a 35-year veteran freelance writer and photographer currently on assignment for http://enginesentry.com/ - Engine Sentry removes the smaller particles of steel from re-circulating engine oil: cools oil temperatures, improves lubricity & oil filter function, and extends engine life.