In celebration of GM’s 100th Anniversary as car company, GM is offering an Employee Discount to the public on most 2008 models and a select 2009 models.

The discount is available until September 2, 2009.

The GM Employee Discount can save the consumer several thousands of dollars as GM is trying to clear the 2008 models in a sluggish economy.

The last time GM offered an employee discount was in 2005 and was a success for the company and consumers alike.

It is a rare night that the evening news is not telling viewers about a new horrible effect that pollution is having on people, animals, and the environment. From cancer to acid rain and famine to smog, the culprit to blame is fossil fuels. Would it not be great if there was a viable, clean alternative fuel? There is. By learning how to make biodiesel fuel, people can provide themselves with all the energy they require and not harm the environment or their health.

Yet it is not just the environment that fossil fuels are harming. Year after year the fuel costs are on the rise, and each time they increase by a steeper percentage. These increases have hit merchants hard, and consumers even harder. Airlines have had to add fuel surcharges, shipping companies have increased their rates, and even taxis have felt the pinch. Of course, as shipping rates increase the price of goods also goes up. This means that consumers’ dollars don’t go as far and they are unable to purchase as many products. It is clear that this is bad news for the economy.

Of course, learning how to make biodiesel can solve this problem as well. By switching just one car to biodiesel fuel, the driver can save $30 per fill up. Considering that the average household owns two cars, and that each car is filled at least three times per month, this can lead to outstanding savings. In addition, heating a home with biodiesel rather than oil saves $75 per 500 liters. Consider how many more Christmas presents could be purchased next winter. Finally, using a diesel generator for peak electricity can save the average household $500 per year, which could be used for better food, nicer clothing, or even a much needed vacation.

When we consider the amount of money that could be saved, it is amazing that anyone would not want to discover how to make biodiesel. Instead of that money going straight to the coffer of an oil company, it would be dispersed throughout the global economy. The money would circulate and encourage growth, creating all the benefits of a healthy economy such as improved social services, increased productivity, and advancements in technology.

The production of biodiesel is not as complicated as it may sound. This technology has been used on farms around the world for many generations, but is only now gaining popularity in the mainstream. With the right information, this process can be easily established and anyone can start reaping the financial benefits of producing their own fuel. Using simple tools, easy to find ingredients, and uncomplicated techniques, learning how to make biodiesel is a lesson anyone can master.

A good place to get all the information you need is at http://www.ultimate-biodiesel-guide.com. Ultimate Biodiesel Guide is currently providing a comprehensive manual and over 200 pages of bonus material at a discounted price. While visiting the site, you can also subscribe to the informative newsletter, “Alternative Energy,” that provides ongoing updates on the world of alternative fuels.

Most people spend more time shopping for their car than they do shopping for the best auto insurance rates. This is a mistake. As a smart consumer, you need to allot time for getting the best rate for your insurance. Your three goals are getting the best insurance rates, getting the best financing and getting the best price.

If you don’t shop around for the best rate your insurance premium can be more than your car payment. I’ve seen it happen and it’s not pretty. You are all happy and excited about your new car up until you find out how much the insurance is going to cost you. Then you struggle just to make the insurance payments. Or worse, you cut coverages to keep within your budget. For example, having the highest deductible, $1,000-$2,000.

It’s not hard to shop around for the best rate either. There are several comparison sites that will give you several quotes from multiple insurance companies to make sure you get the best rate. Use them. It only takes 10-15 minutes and it can save you from plenty of financial headaches. Just like the Geico commerical says, "15 minutes could save you 15% or more," 15 minutes on a insurance comparison site will guarantee you get the best car insurance rates available.

When you do shop around, always be sure to have a copy of your current policy available for comparison. This will make getting the quote as painless as possible. That way you compare all the coverages and make sure you are getting the same discounts with the new company as the old one.

One thing that can surprise you is monthly payment fees so be on the lookout for these. Some companies charge you a monthly fee when you make monthly payments, maybe $3-$4 a month. That’s an extra $36-$48 a year you need to factor into your comparisons.

There’s nothing like thinking you’re getting a great deal only to find out it’s a good deal once all the dust is settled and you get your new policy. If you’re only going to save a few dollars a month after you switch to the new company maybe it’s best to stay put. Sometimes you will lose loyalty discounts with your current company that you won’t get with the new company. Or the customer service or claims service is great at the current company. These days that is worth more than a few dollars a month to me so keep these small things factored into the equation.

Shopping for car insurance is quick and easy and you may even save hundreds of dollars per year. All it takes is about 15 minutes. Make sure you put ’shop for car insurance’ on your car wishlist when you go car shopping.

Adding a teen driver to your auto policy can be a painful experience. One, you don’t want to let them drive your brand new car and two, your rate is about to double or triple. Yes, I did say triple. Especially with a new car. The newer your cars are the higher the rate increase.

Here are some tips to help you avoid this financial headache.

Do your kids have to have a brand new car?

This one surprises me all the time. Parents complain about how much insurance costs for a teen driver and then I ask them what kind of car they are looking at and it’s a brand new 2006 or maybe even a 2007 model. You say it’s loaded with all these new safety controls and has 12 airbags. Those safety features will protect you but they also cost a lot to fix and replace so that’s why the insurance is high. Cars are easy to replace, people are not.

There are many reliable late model cars out there that are just as safe as the brand new models and will cost less to insure. If your teen wants a newer model to look cool, tell them to start working for it.

Another benefit to having a late model car is you can choose not to put comprehensive and collision coverage on it. This will drastically reduce the cost of your premiums. Keep that in mind when shopping for a car.

Make sure you get all the discounts your teen driver is eligible for.

A ‘B’ or better average will usually qualify them for a Good Student Discount. Have your teen take a driver’s training course. These two discounts can take a nice chunk off the insurance. And they also encourage safe and responsible driving. Make sure you remind them that driving is a privilege not a right.

Two other discounts you may be eligible for are for when they go away to college or overseas to study abroad. Both of them give you a discount for limiting your teen’s access to your cars. The logic is they don’t have access to your vehicles so they should not affect your premium. You have to make your insurance company aware of these situations when they arise. Most companies are not going to be proactive about lowering your rates if they can help it. It’s up to you to make sure you get all the discounts you and your teen are eligible for.

Most states allow teens to have a permit. Use that to your advantage.

This one is a little sneaky but when you can save a few hundred dollars every 6 months every little bit helps. When your teen has a learner’s permit most insurance companies do not charge you for this. Only when they get their actual driver’s license do your rates go through the roof. The idea is to keep them with their permit for as long as possible. Understand that with a permit there are restrictions such as driving supervised and not driving at night. So as long as you don’t mind supervising your teen as they gain more experience by all means go ahead.

And once they do get their actual license you have to let the insurance company know about it or risk a claim they cause being denied.

Insuring a teen driver is expensive no matter how you slice it. Follow these tips and you can start getting the best teen car insurance rates available.

We’ve all been bombarded with ads, emails, commercials, and billboards saying how much we can save on our auto insurance by switching to another company. It’s a competitive industry. Just because another company is offering a better rate doesn’t mean you should rush to call and cancel your insurance and switch. There are a few things you need to make sure of before you do.

Here are a few things to watch out for before you switch your auto insurance to another company.

If you’ve been with one company for many years and they offer a credit that waives the first accident you have, you may want to stay or see if the other company can match it. Sometimes this is referred to as good driver discount or a longevity discount or accident forgiveness. The company rewards you for your loyalty by waiving the first accident you have.

This discount can be pretty significant. Since most accidents can raise your rate by 40% for 3 years the potential savings could be several hundreds of dollars over that 3 year period. But when you switch companies, you lose this credit you’ve built up. If you have an accident with that new company how much are you going to regret not having that accident forgiveness by seeing your rates jacked up by 40%?

Another thing to be mindful of is to make sure the company you are switching to is not offering you just a teaser rate for the first 6 months to get your business and then bump you up 6 months later once they’ve got you on their books. Since auto insurance is a profitable industry, companies may offer you a low ball rate to get you to switch and then once they’ve got you increase your rates at the renewal. If the rate the new company quotes seems too goo to be true do more research. Check out insurance forums or search Google for "XYZ insurance + Reviews."

Watch out for hidden fees. This is one that can surprise you. Some companies charge you for making monthly payments - usually $3-$5 a month. Over the course of a year that comes out to $36-$60. That one fee can take a big bite out of your potential savings so make sure you factor that into the rates you are comparing. Make sure you are really saving money when you switch.

Two other things to keep in mind when shopping around for auto insurance are the new company’s website and hours of operation. Make sure their hours work with your hours. If they are only open from 8-5 and you work 8-5, when are you going to be able to call them if you have a question or need to make a claim? If you do all your business online you want to make sure the company you are looking at has a capable website that can help you 24 hours a day.

You can save money by shopping your auto insurance around. Just be sure to keep in mind the things I’ve mentioned to make sure the deal you’re looking at is really a great deal.

It’s not very difficult to find car insurance online in Canada, but locating those that offer the most reasonable auto insurance rates can be very demanding. These tips can help you figure out how to obtain the lowest car insurance online quotes, so that you don’t have to spend a fortune on your car insurance.

Provide details As a rule, insurance companies issue higher car insurance quotes in Canada if you do not provide them with specific information regarding your zip code, marital status, car’s safety features, and annual commuting miles. Always remember to include as much detail as you possibly can to ensure that none of the discounts that you qualify for are overlooked.

Shop around Conducting a little research before making any agreement with an online car insurance company is also important, because auto insurance rates can vary as much as 300% between companies for the same coverage. Compare prices and online car insurance quotes between several companies and opt for one that incorporates the most affordable auto insurance rates. If you already have a current car insurance company that you’re doing business with, find out if they offer lower rates for new customers. If so, negotiate and try to obtain the same for yourself.

Raise your deductible Higher deductibles result in lower insurance premiums. Think, for example, if you increase your deductible on online car insurance in Canada from $250 to $500, you’d be saving a few hundred dollars on your annual premium. At the same time, it’s also imperative that you do not neglect additional financial resources that can help cover the deductible in case of an accident.

Cut the miles you drive Reducing the miles on your car can also be a very decisive factor if you want to get a cheaper online car insurance quote in Canada. This is because most insurance companies provide a low mileage discount for car owners who travel on average 40 miles or less a day. Consider a few effective methods you can employ in order to cut down on the car’s mileage, such as using public transit a couple of days a week, carpooling, taking a flight or a train for vacations, and avoiding long-distance drives.

Switch drivers The online car insurance quote may also depend on aspects regarding who the main driver of the vehicle is going to be. This is particularly useful for married couples because some companies issue lower car insurance online quotes if, for example, the female is insured on a truck and the male is insured on the minivan. And if you have teenagers in your household, it’s a good idea to insure them on safer, less powerful automobiles such as the family sedan.

Anti-theft devices Another method to obtain lower online car insurance quotes in Canada is to install anti-theft devices such as a car alarm or a tracking system on your vehicle. Since these devices reduce the chances of your car being stolen, you will get a discount from most insurance companies. Also consider attending a certified defensive-driving class, which can considerably reduce your premium for about three years.

When someone is on a wheelchair, special care must be given when the person needs to ride in automobile. This is because the individual is not able to get in or out of the vehicle like normal people.

The person can lift the disabled individual into the car and when getting out which will take a long time or make this happen faster by installing an electrical wheelchair lift on the automobile.

There are two types of wheelchair lifts. The first is powered by hydraulics and the other using electricity. More people prefer the electric type because this can be wired to the battery of the vehicle. This saves a few dollars from buying fluid, which has to be placed periodically to keep it functioning.

The person can check out the nearby store for the kinds of lifts available. The extended lift is the most convenient because the individual will just push a button for this to come out making it easy to push the wheelchair in. The same thing will be done when exiting the vehicle.

There are also variations in the type of exits used on the electric lift. People who entered in the lift may also exit the same way or enter through the center then leave either on the right or the left. The type of vehicle the person has will determine which is applicable.

The cost in on an electric or hydraulic wheelchair lift is very expensive. The cheapest one is a little over $10,000, which is not covered by Medicare or by an insurance firm. The person may be able though to get a thousand dollar discount from the manufacturer of the van if this is new or borrowed.

Electric wheelchair lifts have been around for some time. Even if the store has models available for various vans, it is still advisable to bring this in for the technician to get the right measurements.

When this has been completed, the customer can bring the vehicle back in for the installation of the lift. This could take a day or two if there are many customers who are also having this done.

The individual should check if this works properly before leaving the shop with and without the one on the wheelchair.

All electric wheelchair lifts are ADA compliant. This should be checked from time to time to make sure there wouldn’t be any problems for the one who is on the wheelchair.

With gas prices averaging over three dollars a gallon, everyone in America is looking for ways to get more gas mileage out of their car. People are making sure they have enough air in their tires, changing their fuel filter, and watching their speed to try to conserve gas. However, there are many gas friendly car models on the market today, which could really put some money in your pocket.

The days are gone where the only gas friendly car models look like toy cars, or have no horsepower. Now you can get a sleek, sophisticated car, with quite a bit of horsepower, and great gas mileage. Many cars are available now like the Honda Accord, Honda Civic, Honda Insight, Lexus GS450H, Toyota Camry, and the Toyota Prius. These cars get anywhere from 25 miles per gallon in the city (Lexus GS450H) on the low end to 61 miles per gallon in the city (Honda Insight). The Insight also gets 68 miles per gallon on the highway, while the GS450H, gets 28 miles per gallon on the highway. Some of these cars have a fully integrated hybrid (gas & electric) engine, while others have a six cylinder engine that turns off three cylinders on the highway to conserve gas.

If you are looking for a sports utility vehicle, but you do not want to get a second mortgage on your house to pay for gas, then you are in luck, because many hybrids are hitting the market now. These include the Ford Escape, Lexus RX400H, Toyota Highlander, and Mercury Mariner. The gas mileage for these models ranges from 31 to 33 miles per gallon in the city, and 27 to 29 miles per gallon on the highway, with the Escape and Mariner getting higher gas mileages.

Not only will these gas friendly car models get more mileage for your gas dollars, the federal government is giving income tax breaks for buying gas friendly car models as well. Many different states are also giving sales tax breaks, parking fee exemptions, and state income tax breaks for purchasing gas friendly cars. Some major cities are also allowing hybrid cars the ability to drive in the high occupancy vehicle lane with only one passenger. The perks to owning a gas friendly car model are very lucrative, so what is stopping you from going out and buying one the next time you are looking for a new car?