Whether to buy a new car or buy a used car is often times the first decision that needs to be arrived at before you can actively begin perusing purchasing your next vehicle.

Let’s take a look at some tips, pros, and cons when it comes to making this decision.

First of all, having been in the automotive business for many years, I almost always lean toward finding a good used car that fits what I am looking for. For me, I believe that used cars offer the best value for your dollar. In most cases, you’ll find used car departments are much more used to and willing to negotiate the price that they have posted on the car. From a negotiating standpoint, most used cars won’t have all of those superfluous dealer ‘add-ons’ stuck on the window either that will just never do.

In the automotive market, used cars will most certainly come with a lower initial price tag than a comparably equipped new car. And not only will the price be lower, you may also find that so is your cost to insure the used car as well as the tags, and taxes. Depreciation being what it is; means that with a car a couple of years old, the biggest depreciation hit has already occurred. And from a tangible perspective, you may have a better chance of getting those upgrades you’d like to have on the used car that you couldn’t otherwise afford going with the new.

Yet, with all of this, buying a used car isn’t for everyone. Finding a used vehicle that fits one’s entire car buying criteria can be a tough exercise in balancing what you want with the value versus risk inherent when it comes to used cars.

Not so many years ago, reliability was a major concern when purchasing a used car… and rightfully so. Today however, reliability problems are a fraction of what they used to be. Today’s vehicles, when properly maintained will easily go for 100,000 miles and it’s not uncommon for vehicles to be motoring along as they approach 200,000 miles or more. And with all of the information now available online, the risk factor is again reduced even a bit more.

Even though more reliable today, buying a used car for people means buying a car that is probably out of its original bumper to bumper warranty. This alone, is enough to repel many potential car buyers back to the new car side of the dealership.

As you know, if you are looking at buying a used car, you are probably looking at a car that is outside the factory warranty or at least would have very little remaining. With no warranty you’ll be on the hook to pay for any needed repairs out of your own pocket. However, the biggest expense for most all cars today are the things that aren’t covered by any manufacturer’s warranty anyway; items such as brakes, tires, alignment, batteries, etc.

Of course nobody can guarantee that you won’t encounter a lemon. No matter what the make and model, no manufacturer can produce a vehicle that can withstand years of neglect and/or abuse. Always, always, always give the used car a thorough inspection both by yourself and a qualified mechanic; doing this will catch most problems that may be looming on the horizon.

When it comes to financing the purchase of a used car, you find that the going interest rates will typically be higher than new car rates. This is definitely a piece of the puzzle you’ll want to check out. There is no rule of thumb as to what the difference in the interest rate will be between the two because there are just too many determining variables involved such as; the economy, rebates and incentives involved on the new car side, your credit, length of financing, and even the type of used car you’re looking at. Be sure to crunch the numbers for both sides.

With used cars, insurance can save you some money as well because you’ll typically pay less for your insurance on a like model from a few years past. The reason is simple; less cost of replacement for the insurance company and used cars are generally not high on the stolen lists.

And finally, (the latest) safety features could be a concern if you’re looking at used car (particularly if you’re going back a few model years).

All in all, if the touch, feel, and smell of a new car, isn’t a top priority for you, I think you’ll find that a well thought out used car purchase you can get more car and features and still be within your budget.

Before you even set one foot onto a car dealership check and know what shape your credit is in. Even if you know it is in good shape… here’s a flash for you – credit reporting companies make mistakes… and many of them. So, be smart… begin your car buying process the correct way… know your credit score.

You should begin the process of self evaluating your credit well in advance of doing your car shopping.

Why? Because if you find incorrect information or reporting on your credit report it will take some time in order to get it corrected or removed… and if you don’t you may pay for the mis-information quite handily in the form of paying a higher interest rate than you would otherwise have to.

For instance if you were to finance $20,000 for 5 years at 0% interest rate (obviously you’d pay no interest) your monthly payment would be $333.33. If however, because of credit issues (either correctly reported or not) you signed up at 7.9% your payments would be $71.00 dollars per month more for a painful $4,274.28 more in interest payments alone.

And just to pile on a bit more… this means that your loan payoff will always be higher so if you get the urge to trade cars two, three, or four years into your loan… you’re going to be much further upside down!

There are three credit reporting agencies – Equifax – Experian – Trans Union – and it’s best to get a report from all three. Also, if you are married you’ll want to get your spouse’s as well.

First check to determine what your FICO score is. FICO scores can range from about 300-900 with the higher the number being the stronger credit score. Lenders have differing criteria in how they evaluate and grade FICO scores so the break lines between poor – average – good – excellent can vary somewhat but generally the best auto financing rates are granted to those with a score of 700 or better.

Basically your credit score is based on five determinants: payment history – unpaid debt – how long you’ve had established credit – how much credit you’ve acquired or applied for lately – the types of credit you’re carrying.

The Federal Trade Commission (FTC) has a good website for understanding what your rights are under The Fair Credit Reporting Act.

Work to update outdated information that may be a part of your credit report and by all means begin the process of correcting any mis-information or incorrect payment history. Once you have corrected the mistake, be sure to check your credit report again in about 60 days to see how much of your credit report has changed and if your score has improved.

Working to get your credit report in order may take some time and diligence, but it’s like paying yourself. Remember, the difference of a not so many point swing in your credit score can get you that 7.9 interest rate instead of that 0% interest rate.

It’s your money… don’t waste what you can control.

The traditional car buying experience is often seen as an overwhelming task. But thanks to the Web, customers can save time and enter a dealership precisely knowing what they want to buy.

How many times have you started the process by visiting different car dealerships? Purchasing a new or used car is a significant investment and you will hopefully be keeping your vehicle for awhile. You likely have certain features and options in mind, which will help narrow the scope of which models you will consider. But because you want to find the best car to meet your needs, the process can be intense and arduous.

Many car companies and dealerships are posting their inventory online so you can search for a car to best suit your needs. If you begin with the website as your first step, when you walk into the dealership, you have a narrowed list of vehicles that have the features you want, in your price range and you don’t have to waste a lot of time driving around from one dealership to another.

There are three different types of auto retail sites available for car buyers and each has its own unique advantages.

The Coast-to-Coast Dealer’s Website

When browsing online for your car, one of your primary concerns may be selection. CarMax is an online car dealership with a large inventory, located in several states across the country.

When you visit the site, you enter the make, model, price range and other details for the type of car you want. You are asked to enter your zip code, and then given a list of available vehicles at locations near your zip code. You can compare models, pricing, features, mileage, and other details.

If you aren’t sure what type of car you want, this is a good option to check out as many cars as possible in your price range.

The Local Dealership’s Website

The local dealership is probably the best option if customer service, in addition to selection, is important to you. The difference is similar to shopping at a large retailer versus the small specialty shop owned by a local family known for their contributions in the community. But whereas that small specialty shop may not have an inventory comparable to the big guys, the local dealership may not only offer a comparable selection of cars, but services that you won’t find at the larger auto retailers.

Conklin Cars is a new and used car dealer with several locations in Kansas. When working with a dealership that has several locations, you have the advantage of a large inventory, and working with specialists at each location. Customers who have visited the Salina car dealer site, for example, can also visit the company’s Newton car dealership and Hutchinson auto dealer sites online or in person to compare models, features and pricing.

But in addition to searching for cars based on brand, make, model, new, used, and even “building” the car you want, customers can also send questions to the dealerships’ parts and service technicians. Rather than running all over town to try and find the right part your car needs, or taking the car to a mechanic that may not be familiar with your car, you’ve got both covered at one location. This works well because it gives you a one-stop-shop option for not only purchasing your car, but care and maintenance after purchase.

Other notable advantages of using a local dealership include better, low-pressure sales and customer service, in addition to unique services. At Conklin Cars, sales reps are trained to create relationships with customers for any of their car buying or car service needs. For example, customers can rent a vehicle from Conklin Cars, a unique feature of this local dealership not found at many auto retailers.

Brand Name Shopping

If you have a particular brand in mind, visiting the company’s main site is probably your best option. A manufacturer’s website will offer a comprehensive look at all of the company’s offerings. Saturn, for example, is known for its low-pressure, no-haggle pricing. Like most automotive brands, the site is quite comprehensive with a photo gallery of different models, pricing, features and other valuable information to help you make an educated decision on which one of their vehicles will best suit your lifestyle.

Modern technology has created an opportunity for the car buyer to save much time, effort and stress when shopping. Depending on whether you want a vast inventory, a local resource capable of providing all of your car service needs, or you’re focused on one particular brand, beginning the car buying process online is a smart move. If you know your budget and enter the dealership with a clear decision on which cars you want to see, you’ve got the hardest part of the car-buying process covered, and all that will be left to do is make a decision and go through the paperwork.

Even if it is just chemicals outgassing, there’s nothing like that new car smell. It says you’re smart, responsible and successful. In fact, the only thing better than the new car smell is the pride you’ll feel as you take your new wheels for a spin.

It’s certainly no secret that driving a stylish new car is fun and exciting. New cars carry warranties that protect you from unnecessary maintenance and repair bills for extended periods of time, so they can be great investments. The secret is in buying a brand new car, truck, van or SUV without deflating your budget. For many smart shoppers, the right car loans turn their new car dreams into realities.

Direct Auto Financing

One of the biggest money-saving actions you can take in purchasing your new vehicle is with financing through an independent car lender. This borrowing plan is referred to as "direct financing" or "direct loans."

Direct financing is any kind of financing action, set up by you, without the help of the car dealer. There are considerable savings and minimal risks involved in direct loans, making them the best option for many new car buyers. When you walk into a dealership with a guarantee new car loan in hand, you’ve got automatic bargaining power. You’re able to have an upper hand in negotiations, and you can stand equally to your dealer. In the end, this increase flexibility keeps you from falling into the common trap of dealership price fixing and additional financing costs.

Shopping Strategies

The first strategy in shopping for new car loans is securing independent financing. With that in mind, allow yourself further flexibility by applying for a loan limit of at least a little over what you expect to pay. This gives you extra room for flexibility at closing time, without having to worry about the loan limit. Of course, you’re under no obligation to use your entire loan limit. Arranging for automatic payments is another way to lower your rates. By having your car loan payments deducted electronically from your bank account, you can save more money over the duration of your loan.

Price Haggling

Car dealers are seasoned professionals who are trained to get every dime out of you.

For that reason, it’s no wonder that so many people part with a lot of money after "negotiating" with a car dealer. Unless you’re an experienced negotiator, or have an armor of thick skin, going through a new car purchase can be an agonizing experience. The best protection from slick sales types is to walk in to the dealership with your financing already in place. When you’re in this position, you’ll find car dealers haggling with each other to get your business. Talk to local car dealers, and make it clear to them that you’ve been shopping around. Let them understand that you won’t settle for anything less than the very best deal. This leaves the dealers working to get your business, while all you need to do is choose the best one.

Owning a new car can make you feel like a million bucks, without feeling like you’ve just spent a million bucks. Shop around for car loans and make smart financing decisions, and you’ll soon be cruising along and taking in that new car smell.

Purchasing a new car is a major investment. Aside from buying a new house, it may be the biggest purchase you will ever make in your entire life. For this reason, you should be certain that you are dealing with a trustworthy maryland hyundai car dealer before deciding to part with your hard-earned cash.

We have all heard the horror stories about those shady car dealers who talk fast and separate a sucker from his money even faster. The good news is that they are the minority and that most car dealers are dependable and honest. Here are a few tips to help you find a trustworthy hyundai car dealership in maryland

(1) Do your homework

Before you start talking to car dealers, try to find out what they are all about. Research online and check their track record, the quality of their after-sales service and other information that will shed light on their reputation and trustworthiness.

At the same time, try to get a firm grasp of the kinds of hyundai that you may want given your particular tastes and budget. This way, when you start speaking to maryland hyundai car dealers, you can tell if their sales pitch about the car you want is accurate or just a lot of hogwash. Bear in mind, though, that just because a salesperson quotes you a price that is higher than what youve seen online, it doesnt mean hes a crook. Trying to make a decent profit is just part of their job.

(2) Trust Your Instincts

Sometimes you will come across a salesperson that you simply dont trust or are not comfortable with for no apparent reason. Those bad vibes mean something. Perhaps your subconscious has spotted something out of place about this person and is sending you a signal. In this instance, it would be better to ask for someone else.

(3) Use your head, not your heart

Oftentimes, the biggest reason why consumers fall for fast-talking, sleazy salespersons is that they make their purchasing decisions based on feelings and emotions rather than rational thought.

There is a lot of psychology that goes into buying a car. We may be enamored with the way it looks, the feel of the steering wheel in our hands, the way the seats press against our body or the feeling that a certain car is perfect for our personality. It just feels right. When you feel this way about a new car, think hard. Otherwise, it will be easy for a smart car dealer to persuade you into making that purchase.

(4) Be careful during negotiations

Once you enter the negotiation phase, be very careful since this is where most of the dirty tricks begin. For instance, keep your wits about you when a salesman offers you a car that is, say, $1,000 cheaper than their competitors because there may be some additional hidden charges that you will have to pay such as a documentation fee or handling charge or when your salesman forgets to charge you for sports rims. This is an old ploy. Sometimes you just have to stand up, say no thanks and look for another maryland hyundai car dealer.

(5) Do a full inspection

Finally, dont forget to make a full inspection of your new hyundai before leaving the lot. Check for scratches, flaws or other imperfections. The repair of these items should be covered in your deal with the car dealership. It pays to make sure.

Your old car just went to pieces today and you have very little money in your pockets. Perhaps you could look at the very limited selection at one of those local car dealerships that offer financing on a high sticker price made even higher by the interest rates they plan on charging you. You could go to the bank for a loan and beg the loan officer to give you some cash at a very high interest rate. You could do either of these things but you wish there was another option. Well, there are other options and they are called car auction sites.

How Do Car Auction Sites Work?

If you want to avail yourself of this great money saving opportunity, it may prove helpful to learn a bit about car auction sites first. Car auction sites offer a wide range of vehicle choices due to their very nature. The automobiles being auctioned are usually placed up for bid by individuals or small auto dealerships so prices can range from the no reserve car auction to items that have a preset price or at least some reserve on the car where the seller has the right to refuse to sell unless the price goes higher than his stated reserve price. Thus if a seller put a vehicle on an car auction site with a reserve of two hundred dollars and the highest bidder only bid one hundred ninety dollars, the seller would have the choice of selling the car for the one hundred ninety dollar bid or refusing the sale and relisting the car thru another car auction site.

There are a few things to consider before bidding on car auction sites as well. One major consideration is the location of the vehicle and the cost and method of shipping. The automobiles sold on car auction sites are located around the globe so pay close attention to where the car is located before bidding because all bids are considered final and legally binding as contracts and if you win the bid you will be expected to fulfill your contractual obligations towards the purchase.

Another consideration before bidding on car auction sites is the reputation of the seller offering the vehicle you are looking at. Car auction sites such as Ebay Motors have a great way of making sure you know the sellers reputation. Every buyer and seller on Ebay has a rating. It is generally considered a very good practice to buy from sellers who have high ratings and good feedback. This helps to insure that your experience with car auction sites will be a pleasant one.

If you have made the decision to purchase a used car, no doubt it is a decision that will save you a great deal of money. Once you decide on a used car that you want, you may then want to start looking at the used car auto loans that are available to you. If you want to get a good loan for your used car, you will need to consider your financing carefully and weight all of your options. Many times, excited buyers get so excited about purchasing their car that they forget to look over the used car auto loans carefully. The following are considerations to keep in mind you are going to purchase a used car with used car auto loans.

Get Financing First Whenever you are going to purchase a used car, you want to make sure that you qualify for used car auto loans before you go through the final details of purchasing a car. It is important that you make sure that you are approved for the financing you need before you show up at a dealership ready to buy. If you do not have the money up front when you go to a dealership, you may not be able to get a great deal. But if you have the money with you, many times you can get a better deal on your used car.

Check the Financing Contract Before you decide to sign on any used car auto loans, you should be sure that you have read the entire contract, including all of the fine print. Many times, there are qualifications that you are not aware of or penalties for paying the loan off early. Often, these lenders may include terms that allow them to raise the interest rate if you miss even one payment. If you take the time to read the used car auto loans contract before you sign it, you will not have any unwelcome surprises coming your way in the future.

Beware of Feeling Uncomfortable When you are dealing with used car auto loans, you should listen to any bad feelings that you may get. If you feel uncomfortable with the terms or the interest rate, you should probably forget that loan and go on looking for used car auto loans that you can feel comfortable with.

If you keep these considerations in mind when getting used car auto loans to purchase a used vehicle, you will be able to purchase your car with peace of mind. Just taking time to get your financing in the beginning and checking out the terms can save you many problems in the long run. Remember that you can never be too careful when you are dealing with used car auto loans.

Dealing with automotive salespeople is probably the most painful part of the car buying process for just about everyone. But, alas, it is this part of the car buying puzzle that is all but inevitable.

Spending a few hours (and especially a large part of your day) conversing and dealing with a car salesperson can be a daunting task. No one likes to do this.

Probably more specifically, it is not specifically the salesperson; it’s the negotiating process that people despise. And at car dealerships negotiating, or the need to do so in order to get your best deal, is going to greet you at every turn – your trade (if applicable) – the car you are purchasing – and the financing options.

Throughout history the car buying experience has developed into an adversarial relationship between the potential car buyer and the dealership. Both sides have developed a mutual distrust for one another.

For you the buyer it’s important that you stay calm and focused the goal of getting your best deal.

The most important element for you to understand these days is that knowledge is power when it comes to negotiating car deals. What used to be ‘insider’ knowledge within the car business has now pretty much become an open book due to the readily available and wide spread information about the process and costs that are involved.

In order to get the negotiating process off on the right foot, you can get the salesperson excited about working with you by being reasonable with your requests and offers. If you come on too strong (thinking you have too as a form of defense) with unreasonable expectations, you’ll not garner the salesperson’s interest in negotiating anything with you. Remember, negotiating is creating a win-win scenario – not one in which I win – you lose.

Selling and negotiating are two different animals. Selling is all about establishing the needs and presenting a product that fits those needs at a particular price. Negotiating is establishing that price and terms at which the goods will exchange hands.

Negotiating is a time consuming process and this is where many car buyers either don’t take the time or give in after a certain amount of time. Also, when negotiating it also takes time to find someone willing to negotiate and work to put a good deal together. If you find that the salesperson or dealer doesn’t seem to want to negotiate in good faith, then move on; there are plenty who will.

Do your research and plan for spending some time if you want to insure that you get your best possible deal on a car. Shorting yourself in either area will make it not only more difficult to get the best deal but it will server to raise your frustration level throughout the car buying process as well.

Yamaha YZF-R1 is a natural born land rocket by combining the technology from the race track with a great design compare to other super bikes in the same category. It is quite a while since it first appearance but from its unique performance in every aspect makes the YZF-R1 still in most bikers mind.

Foe anyone who owns this R-1, you don’t have to be worry that your model will fade through time because the Yamaha has made a great design for it. As time goes by this bike still be trendy and even for the minor change they never miss every little detail. If you look at the minor change it looks a lot like the old model but actually more than 200 parts are change. Specially the body parts, it may look alike but the Yamaha has to redesign it and test the arrow dynamic force to find the best model that will has the least wind resistant. The front mirror angle is reducing by few degrees. The front head light is uniquely redesign and added the air duct ability to help cool down the intercooler and the engine itself. For the back mirror, the size was longer and moves the position higher for better seeing. Other than what they mention above, the overall weight is also reduced by 2 kilograms.

The frame is the newly develop frame from Yamaha under the name of Delta-Box II and used in the first time in the R-1 and later used in the R-7 which is the best super bike of the year. The new frame is lighter, stronger than and not as big as the earlier one.

The new engine technology that is used in this monster is lighter but more powerful. It is a 4 cylinder Double Overhead Camshaft engine uses the Genesis 4 step technology 998 cc. The cylinder diameter is 74 millimeter and the pull length is 58 millimeters and the compression ratio is 11.8:1. It produces 150 horsepower at 10,000 rounds per minute with the torque 11.0 kilogram-meters at 8,500 rounds per minute equipped with a six speed manual transmission. The gear plate is small and changes the ratio for 1st gear to close to 2nd gear. The cylinders use the ELEC-TROPLATING technology to reduce the occurred friction and also helps cool down the temperature. The fuel injection they use is from Mikuni 40 millimeters with a special system that will transfer the data to the ECU. The fuel rail is bigger. The start motor is smaller and shorter by 12 millimeters. The valve cover is made from magnesium for lighter weight. The muffler was redesign and the muffler tip is made from titanium.

The last change is the fuel tank. Yamaha has removed a support from the end of the tank and reduced the size by 5 millimeters which gives the comfortable feeling while you are riding it. The overall design is impressive and creates the modern look.

In the past, Jaguar, high class cars from England had small-sized and active features and high performance were favorable. Their appearance looked sedan and suited the passengers who loved to get anywhere in a group. They thought that there were many playboy millionaires, and if they were to produce a sport-car model, they could have marketed quite well. At least, Jaguar had built its good reputation from the racing cars for a very long time, especially Le Mans 24 hours.

A lot of people said that Jaguar’s sport series which began to be known well and were affordable could be XK series. XK 120 in the year 1948, followed up by XK 140 in 1955, and became XK 150 in 1957. They used quite modern engines that their competition had not known. Modernization, streamline that made a big positive impact on sport cars drivers, curved doors, and roadsters were the real style of sport cars.

Jaguar made its reputation in the Le Mans race course by a car that had been showed in 1954, D-TYPE, which was 3.4liters, 245 horsepower. The initial production was considered extremely fast. Moreover, it was empowered by making it 270 horsepower for racing, and that made it three-years-in-a-row champion in 1955-1957. There would not be anyone who would not wish the dignity of Le Mans’ championship sport cars which later was extended to 3.8liters, 306 horsepower. It competed in United States and made so big impact on sport cars guru that made a newer model to drive in a street.

The manufacturer decided to make them sport series, and not involved with normal cars except the engines and systems used together in order to reduce the cost of production. Therefore, E-TYPE Jaguar was influenced by XK series and D-TYPE. It was officially debuted in 1961, taking over XK 150, and completing the new full sport style, which was the long front and short end according to the classic style sport cars.

The appearance of E-TYPE is brilliant like Italian sport cars. At the beginning, it had been decided to name as XK-E, but eventually was E-TYPE, which seemed more okay and newer than old XK series that had been used for many models. It had been decided to be 3.8liters, twin cam, then later on extended to be 4.2liters in order to make it right for the size of the cars. The 3.8 liters one had been eventually stopped, until 1971 it was given a new 5.3liters, V12 engine in order to be an alternative choice for customers who were interested in pretty big block. The 4.2liters one’s production was terminated in 1974.

If you would like to own this model, you may need to consider if you are a millionaire or not because this kind of classic cars cannot be found at any car dealers. If you would really want it, you should check it out from a catalogue of car auctioning company. You might be that lucky that someone would sell it.