Posted on 04-03-2007
Filed Under (Automotive) by Auto News

It’s an amazing fact that 3 out of 4 s in the USA have not installed anything on their vehicle to prevent it from being stolen. That fact in itself says a lot about the state of security-mindedness among many vehicle owners.

But what might be more surprising, and in my view it is, is that of those vehicle owners who have installed some kind of anti-theft device, many don’t even bother to actually activate it. This seems crazy.

Consider that have been around almost as long as there have been to steal, and yet the message that and other devices can actually stop much does not seem to have got through to many people. This is strange, since many of these devices are easy and relatively quick to install and not particularly expensive, especially when their overall effectiveness is considered in relation to the job at hand… which is to stop the theft and/or vandalism of the car.

So what are the best ways to stop a car from being stolen?

One of the best things to do, and the first line of defense, is to actually from getting into the vehicle in the first place. And this can easily be achieved with a . These are among the most common of security installations in cars and other vehicles today. It’s a simple device, and many question its usefulness. But a simple siren, and a very loud one at that (120 decibels is common) can do wonders in stopping a would-be thief.

Even better for the car owner is the fact that many modern, high-quality alarms will turn themselves on when the driver leaves the vehicle. This means there is no forgetting to arm the alarm (something which can be a problem, believe it or not).

So when deciding to protect your car, don’t forget the obvious, and check out the great types of alarm available on the market today.

About the Author:

Peter Mack writes for http://www.caralarmchoice.info

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Learning a little more about how to better care for your vehicles is a good idea for any number of reasons. It allows you to know if an unscrupulous mechanic is attempting to gouge you on your repairs – and that will save you . It can prevent you from making – and that will save you money. It can help you locate a problem and fix it early, thus saving more money – sometimes a whole lot of money. It allows you to be more independent in an era where people are entirely too dependent on others to survive.

We need to get started now, so that we have time to cover everything…

Some people are incredibly sensitive to the sounds their vehicles make. This is especially true of motorcyclists, those who refurbish , and experienced . It’s a very worthwhile skill to develop. There are mechanics who can listen to a running car engine and tell if the timing is slightly off, or the injectors are not operating properly. While this is a very neat thing to be able to do, you do not have to elevate your listening skills to that in order to get benefits from listening to your vehicle.

Listen To the Engine (This is best done in relatively until you get really good at it.) Open up the hood of your vehicle’s engine compartment. If necessary on your model, be sure to use the metal rod to lock the hood in the upright/open position. Now, start your engine. Allow the engine to run for 30-60 seconds before you start listening too hard. Also, there are many moving parts inside of engine compartments, don’t wear loose clothing, and mind all your fingers and hair! Safety first.

A brief word about … All engines make sounds. Some sound like jets, and other have constant clicking noises, or humming, or clattering. Which sounds are consistently made, and are okay, are unique to your specific vehicle’s engine. The point being, don’t be alarmed the first time you really take a good listen to your engine. You’ll quickly learn the sounds that are okay, and the ones that are not.

You’re going to listen to your engine from three different positions: 1) Directly in front of the car. 2) On the left (driver’s side) side of the engine compartment. 3) On the right (passenger’s side) side of the engine compartment. I like to start I like to start on the left – right in front of the driver’s door.

Lean over the engine compartment (again – be careful with clothing, hair, and appendages) and listen carefully. Try closing your eyes to heighten your hearing. Listen for things that don’t sound ‘right.’ Such things might include: clattering, metal rubbing metal, clanging, and squeaks. If you hear such a thing, open your eyes and try to focus in on it – moving the position of your head and ears as your track the sound to its source. Repeat this process at all three positions previously described.

This method of checking your engine can reveal loose caps, loose fan belts, loose fans, missing bolts, nuts, and many other things. Correct what you are able to, and have anything else dealt with by a service technician. Don’t put your hands into your engine compartment to tighten something or check something while it is running. If you notice that the stays on the overflow tube are loose and rattling, turn off the engine before tightening.

Driving your car for a short distance over a good road with the radio and air conditioning off and the windows down is a good way to hear some other sounds. Clattering might mean you have a lug nut that came off, and it’s stuck inside the hubcap. A metal-rubbing-metal sound may be a stuck brake.

The last listening project/technique is the best – or at least so people tell me. This one requires a willing and able assistant. The two of you climb into the vehicle together – you drive, the assistant rides shotgun. The assistant will require four things: some WD-40, a notepad, a small can of 3-in-1 oil, and a good rag. Head for a road that isn’t so smooth, and simply drive along. The assistant listens for those irritating squeaks, squeals, and rattles.

The assistant should move around inside the vehicle, focusing on the sounds to locate their sources. One of the two lubricants will fix almost any squeaking – and the rag ensures a nice, tidy application of the chosen lubricant. Some things, such as loose or missing screws or bolts, should be recorded on the notepad for maintenance or repair later, when you get back home to the tools. You won’t believe how quiet your cockpit becomes after you perform this process once or twice.

Okay, you’ve completed another step in becoming a full-fledged automotive diagnostician – or something like that, anyway. You’ve definitely gotten your vehicle in much better condition, and you should have learned a thing or two. Check out Part I – See No Evil, and Part III – Smell No Evil.

About the Author:

Eric Scribener is a 35-year veteran freelance writer and photographer currently on assignment for http://enginesentry.com/ - Engine Sentry removes the smaller particles of steel from re-circulating engine oil: cools oil temperatures, improves lubricity & oil filter function, and extends engine life.

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Posted on 28-11-2006
Filed Under (Automotive) by Auto News

Most know the most glaring pricing abuses: Service centers overcharging $100’s even $1000’s for repairs, or charging for repairs that were never done at all.

To be sure, this still happens every day. However, there are many other techniques which involve flying just low enough to avoid detection.

The savvy service centers increase the price so as not to set off any alarms. It has become so common that it’s not just an accepted industry practice, but even have accepted paying higher prices.

Knowing how price-gouging is within the automotive service industry, it’s shocking (although understandable) that even service customers have to excessive car repair prices. I frequently hear service customers’ state:

“Yeah, I know I was ripped off, but my car’s fixed now.” Or, “I know they charge too much, but they’re convenient.”

This is insane! To accept auto repair price-gouging is to allow its continuation. The difficult part, of course, is how to stop it. Given that the industry is so big and powerful (and so frightfully necessary) how does one battle such a force?

Perhaps the first thing to understand is the degree to which this type of stealth-like price-gouging occurs. A two-decade has revealed that 98% of all repair shops (dealerships, local shops, and franchises) are price-gouging their customers in one form or another.

The following exchange, between a service manager and service advisor, provides an idea of the “scope of scamming” below the radar.

A service advisor asked his manager how to bill more hours per month, which is another way of asking how the advisor can make more money. The service manager casually stated:

“Simply add an additional two tenths to every ticket you write.”

In other words, every customer this service advisor “helps,” he was instructed by a superior to add a “little” extra. So if the labor rate is $100 per hour two tenths would equal $20. Rather than pay $100 per hour, the service customer would actually pay $120.

$20 doesn’t sound like much compared to the gross injustices we all know. However, whether it’s an overcharge of two cents or $20, it’s too much.

If you visit a shop practicing this strategy alone (there are hundreds of strategies, many applied simultaneously), you may end up paying over a $100 or more by year’s end.

What’s really shocking is that being ripped off $100 over a year’s time is actually minor!

Try $500-$5000

About the Author:

Theodore P. Olson (Ted) holds extensive certifications from Mercedes-Benz, Toyota, GM, and ASE. He is the author of eight books and numerous articles on the automotive service industry. http://www.repairtrust.com

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Posted on 27-11-2006
Filed Under (Automotive) by Auto News

Today’s vehicles are equipped with an array of s. Of course we’re all familiar will the seat belt warning and the door ajar indicator; however, with the automotive industry’s technological advancements there are a number of warning lights that can be quite alarming.

Following is a Question and Answer Guide on some of the more common Warning Light concerns. Note: due to the frequency of the Check Engine Warning Light, it has a section all its own. Visit www.repairtrust.com/check.html.

1) SRS Light (): the supplemental restraint system is your . It may incorporate a variety of active, passive, and even pre-safe technology depending on the vehicle. Given that the is a safety system, it is well monitored with numerous sensors and automatic self-tests. The slightest malfunction in this system illuminates the SRS light.

“Can the vehicle be driven with an SRS Light on?” Yes, at the owner’s risk. There are thousands of vehicles on the road without .

“Is the airbag going to blow up?” It’s unlikely. When the SRS Light is on the system is inoperative.

2) ABS Lights: The Anti-Lock Brake System Warning Light is another common occurrence in today’s vehicles. The helps to keep you from skidding out of control during braking by limiting your wheels from locking up/skidding.

The ABS system is often integrated with traction control and stability systems, all of which are designed to keep you safe during panic stops, wheel slippage, and handling.

“Do I need brakes?” You might, but that’s not why the ABS Light is on. The ABS Warning System does not monitor or disc brake rotor wear (see the Padlight Warning section below)

“Can the vehicle be driven?” Like the SRS system, the vehicle can be driven at the owner’s risk as there are many vehicles still on the market without the enhanced safety features of ABS.

“Why is my ABS light on? How do I reset the ABS Light?” These are simple questions with a multitude of answers depending on the vehicle in question. For a QUICK and FREE solution, follow the information and guidelines for Resetting Check Engine Light, and apply them to your ABS light.

3) Low Coolant Light: The Low Coolant Light will come on when the coolant drops below the coolant level sensor—generally one to two quarts. If this light is on, there are two primary possibilities. The most common is a coolant leak. The other is an electrical fault in the warning lamp circuit. Have them checked out.

“Can it be driven?” If there are no major leaks, the vehicle is not overheating (and does not start to overheat), and there is still some evidence of coolant in the overflow bottle, it can be driven. If you can see coolant leaking on the ground—tow it. When in doubt, always tow it!

4) Red Oil Light On: Stop driving immediately and shut the engine off! If a Red Oil Warning Light comes on PAY ATTENTION.

The best case scenario is that your engine oil is a little low. The second best case scenario is that there is an electrical issue with the Oil Level Warning System circuit.

First, follow your owners’ manual’s instructions to check your oil. If low, add as recommended—make sure you don’t see it dripping or pouring out on the ground, which would indicate a “major” engine leak.

If the oil is not low and your engine is making ticking, knocking, or unusual noises, Tow it!

If everything appears ok, and you’re a bit of a gambler, it may just be an issue with the warning lamp circuit. In this case, get your vehicle checked out at your earliest convenience.

The worst case scenario is internal engine damage.

Note: many of today’s vehicles have very sensitive and sophisticated Oil Level Warning Systems. You may be alerted of oil level too high, or oil level too low. Again, refer to your owners’ manual’s instructions.

So whether it’s a 1993 Ford Aerostar Check Oil Light, or a question of “Why does oil light flash in Saab automobile,” PAY ATTENTION!

5) Red Brake Warning Lights: Generally, Red Warning Lights mean DANGER. In the case of a Red Brake Warning Light, there may be a hydraulic brake fluid leak. If the brake pedal feels abnormal or spongy—don’t drive—Tow It!

“Can I drive it?” If the car is stopping ok, and you’re a gambler, go ahead. If the brake pedal feels different than usual, or if the vehicle is not stopping properly, don’t drive it!

Note: make sure that your emergency brake is not on or partially engaged, as this will illuminate a Red Brake Warning Light.

6) Yellow Brake Warning Light (Padlight): This is an early warning system for brake pad wear. Essentially, as your disc brake pads wear down, at a certain point a sensor is tripped to alert you that you will need brakes soon.

“Can I drive the vehicle, and for how long?” Yes, you can continue to drive. How long depends on your driving style. City drivers (city driving is generally harder on brakes due to the constant stop and go) will likely need their brakes addressed before someone who does primarily highway driving.

“Will I do more damage to the brakes?” Depending on how long you continue to drive you could conceivably wear your disc brake pads down to the metal backing plate, which could then damage your disc brake rotors and, in rare cases, the disc brake calipers. However, with many of today’s brake systems, the replacement of the disc brake rotors along with the disc brake pads is required or strongly recommended.

Important: It is better to have your brakes checked early to increase the possibility of saving money by not having to replace the rotors. However, many of today’s brake disc pads and rotors require replacement not due to wear, but due to rust and corrosion; thus rotor replacement is often necessary anyway. Brake calipers rarely need replacing during regular brake work.

7) Air Suspension Lights (Airmatic, Air Ride, Hydraulic Suspensions): Suspension Warning Lights illuminate when the suspension’s monitoring system has detected a fault. Often there is a leak—either air or hydraulic fluid.

“Can I drive it?” Sometimes. But if the suspension is lower than usual, and/or the vehicle just doesn’t feel right—Tow It! Extensive damage could result if the suspension drops too low while driving.

Note: air suspension system repairs are best left to the best, state-of-the-art service center you can find, preferably a dealership.

8) Tire Pressure Warning Light: This recent technological development causes quite a bit of confusion. Put simply, if your tire is getting low on air, your car lets you know via sensors mounted in various places depending on the model.

“What is the low tire pressure warning light reset procedure?” Sometimes the reset procedure is as simple as pressing a button. Other times one has to set the tire pressures, recalibrate the on-board computer, genuflect and cross two fingers. Check your owners’ manual or call a specialist or dealer.

Note: Local shops and franchises (for the most part) lack familiarity with Tire Pressure Monitoring Systems given that this is a fairly recent technological development. You can refer to How to Reset Check Engine Light, and follow the tips, and suggestions for getting it reset.

9) Emission Warning Light: This light is similar to the Check Engine Light. Many European models such as Volvos have this type of Warning System. It’s essentially letting you know that an emissions component has failed or detected a fault. Follow the Check Engine Light information and tips to address this particular warning light.

Note: make sure you take it to a shop equipped to handle emissions work.

10) Resetting Oil Lights (Oil Change Warning Lamps): Whether it’s a Toyota Oil Light Procedure, an Oil Change Warning Light Reset 2005 GMC Envoy, or the process to Reset 1999 M3 Oil Service Light, all require a specific course of action.

Most owners’ manuals have this information. You should find it under maintenance or oil service. You can also call your local mechanic, who resets oil service lights everyday on a variety of models. A dealership will certainly have the information; however, finding someone in a dealership who can translate it effectively may be difficult.

If the above fails, see the process for Resetting Check Engine Light.

Note: several European models require special tools to reset the oil service light, thus it’s best to call or visit a specialist or dealer.

Note: This information is not a substitute for your vehicle’s owners’ manual. It is meant to be a general guide. Always refer to manufacturer vehicle-specific guidelines.

Note: PAY ATTENTION to how you are billed for any of the above warning concerns. Because of their technical nature they can get “unnecessarily” very pricy, quickly.

About the Author:

Theodore P. Olson (Ted) holds extensive certifications from Mercedes-Benz, Toyota, GM, and ASE. He is the author of eight books and numerous articles on the automotive service industry. http://www.repairtrust.com

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Posted on 25-11-2006
Filed Under (Automotive) by Auto News

It’s not very difficult to find car insurance online in Canada, but locating those that offer the most reasonable auto insurance rates can be very demanding. These tips can help you figure out how to obtain the online quotes, so that you don’t have to spend a fortune on your car insurance.

Provide details As a rule, insurance companies issue higher car insurance quotes in Canada if you do not provide them with specific information regarding your zip code, marital status, car’s safety features, and annual commuting miles. Always remember to include as much detail as you possibly can to ensure that none of the discounts that you qualify for are overlooked.

Shop around Conducting a little research before making any agreement with an online is also important, because auto as much as 300% between companies for the same coverage. Compare prices and online car insurance quotes between several companies and opt for one that incorporates the most affordable . If you already have a current car insurance company that you’re doing business with, find out if they offer lower rates for new customers. If so, negotiate and try to obtain the same for yourself.

Raise your deductible Higher deductibles result in lower insurance premiums. Think, for example, if you increase your deductible on online car insurance in Canada from $250 to $500, you’d be saving a few hundred dollars on your annual premium. At the same time, it’s also imperative that you do not neglect additional financial resources that can help cover the deductible in case of an accident.

Cut the miles you drive Reducing the miles on your car can also be a very decisive factor if you want to get a cheaper online in Canada. This is because most insurance companies provide a low mileage discount for car owners who travel on average 40 miles or less a day. Consider a few effective methods you can employ in order to cut down on the car’s mileage, such as using public transit a couple of days a week, carpooling, taking a flight or a train for vacations, and avoiding long-distance drives.

Switch drivers The online car insurance quote may also depend on aspects regarding who the main driver of the vehicle is going to be. This is particularly useful for married couples because some companies issue lower car insurance online quotes if, for example, the female is insured on a truck and the male is insured on the minivan. And if you have teenagers in your household, it’s a good idea to insure them on safer, less powerful automobiles such as the family sedan.

Anti-theft devices Another method to obtain lower online in Canada is to install anti-theft devices such as a car alarm or a tracking system on your vehicle. Since these devices reduce the chances of your car being stolen, you will get a discount from most insurance companies. Also consider attending a certified defensive-driving class, which can considerably reduce your premium for about three years.

About the Author:

Find a list of http://www.autoinsuranceonlinequotenow.com sites. 3 Top insurance quote sites compared.

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Posted on 29-10-2006
Filed Under (Automotive) by Auto News

When you get online from an insurance company, always keep in mind to compare it with issued by other companies with the same features. However, since this is a challenging task, with results often being prone to mistakes and miscalculations, here are some tips that can help you simplify the process.

The first thing you need to do when you get car insurance quote online is to assess your current , and consider every feature it incorporates, such as limits for property, bodily injury, uninsured motorist and underinsured motorist; what the deductibles are; if you’re willing to pay for towing and rental care reimbursement; and if you have comprehensive coverage or just collision.

Determine if you are still going to need those features in your car insurance, and make note of any changes. For example, there’s no point opting for comprehensive coverage on an old car that has severely decreased in value. Therefore, getting only might be able to save you a few hundred dollars on your car .

Your second, particularly important step when you get car insurance quote online is to gather specific information about your cars, and the people who drive them. Be prepared to list down information regarding:

1. Drivers license and Social Security Numbers for each driver 2. Year, make and model of each vehicle to be insured 3. Average mileage for each day, and whether it’s used for business or pleasure 4. Safety features such as Anti-lock Brakes (ABS), alarms, air bags etc for each vehicle

Always make an effort to get at least three or more car insurance online quotes for your auto insurance from various sources, because rates are liable to differ between car insurance companies. Put down each online quote on the same sheet of paper, along with comments for each company you’ve listed.

When looking for a cheap car insurance quote online, you must also bear in mind the importance of good value, such as financial stability, fast claims service and good customer service. When you’ve tracked down the car insurance quote online that meet your requirements, keep it under scrutiny for a couple of days in order to be certain that you’ve got the right insurance coverage for your car.

Don’t hesitate to ask a lot of questions if you’re doing business with an agent or representative, who could probably be able to help you save a decent amount on your insurance. It’s also always a good idea to check if there’s a customer service contact on the insurer’s website when you get car insurance quote online.

About the Author:

Understanding auto insurance can be easy when you know what to look for. The free information and quotes visit http://www.autoinsuranceonlinequotenow.com

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Posted on 02-10-2006
Filed Under (Automotive) by Auto News

I live in Detroit: one of the cities with the highest rates of auto theft in the nation. Here are some tips from an expert on how to avoid getting your car (or any of the contents of your car) stolen.

Be a Smart Parker

Remember to always park your car in well-light areas. Having your car in a high traffic area is also a good idea. You might even consider getting assigned parking at a lot with an attendant if you are concerned about your car.

Fallacies

might sound like a great safety feature, but they might just be one more of the . You can put a sticker on your car that says that it has a car alarm without actually including the car alarm. You will save money this way. You will also save yourself (and others) headaches when people accidentally brush against your car.

Lock it Up

Almost half of all are performed when an owner leaves the car unlocked. This could mean that they forget to lock their car once, or it could also mean that they leave their car running while they just run in to do an errand. Turn your car off, take your keys, and lock your car whenever you leave it. It is also better for the environment if you turn your car off instead of idling it. You should also consider locking your if you are using a garage. This brings me to another point: always park in a garage when possible.

Make it Less Attractive

Take away all of your belongings with you when you leave your car. This means that you should move any bags to the trunk, and make sure that there are no valuable visible from outside the car. If you can remove your , place it in the glove compartment or a similar out-of-sight place. Even something that seems as harmless as a glasses case could cause a thief to choose your car instead of another car, so be cautious when you leave your car.

Invest in some Safety

Having a steering wheel lock (such as the club) might not make it that much more difficult for a thief to steal your car, but it might also make them think twice. You don’t even have to lock your steering wheel lock if you find it too cumbersome to use.

Vehicle Identification Numbers are numbers that are etched into cars at various places, including on the windows and major parts. Thieves will be know where to look for vehicle identification numbers, and might avoid stealing a car with VIN etching because the parts will be harder to use, and the car will be easier for police to trace.

Ignition-kill switches and fuel-kill switches are other anti-theft devices that you can consider for you car.

Sometimes getting anti-theft devices can lower your insurance premiums, and so will be a good investment for the future. You might even end up saving money and gaining a peace of mind with them!

Think of the tow-away

Sometimes cars are not stolen by hotwiring, but rather, by being towed away. If you park with your tires facing the curb, it will make it more difficult for a thief to tow your car away. Using your emergency brake will also prevent being towed.

Car theft is not a pretty thought. Cars are large investments and you want to protect your investment. Thinking ahead can prevent some unpleasant reactions.

About the Author:

Get a new or used car of your dreams, and finance it all by visiting http://www.theguideto-carloans.com/, a site that will tell you what you need to know about paying for your car.

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Posted on 07-09-2006
Filed Under (Automotive) by Auto News

When you take a ride to work or the mall in your vehicle, do you immediately lock the doors after entering? Ah ha, I caught you. I am the only person, other than my wife, that I know who does this. You may think it’s an car security measure, but I it will save you your life. When you stroll out of that shopping center and unlock your , it’s imperative to be alert. And by alert I mean paying attention to all that goes on around you. Keep your head up and survey your surroundings.

How safe are you? Do you lock your doors and windows at night when you go to sleep? How about when you’re just lounging in the home? Too many people fail to consider the of their everyday lives. Sure, it’s great to lock down the homestead when you’re , but there’s a little more effort involved than that. For example, how do you stay safe in your vehicle? Come on, you probably ride around in it each and every day. The topic of car security is one that’s overlooked far too often. And I’m not just referring to your expensive alarm system. We have to make sure our families are safe, even away from the home.

Ensure that no one is waiting near your car. Then once you enter the vehicle, shut the door and lock them immediately. This is not a car security ad, but a regime that could keep you out of a predator’s clutches. Criminals look for those who are less confident and unaware. They’re easy targets. Now, another aspect to consider is a . These beauties come in all shapes and sizes now days.

It all depends on what you’re in the market for. If you are in the market for a car security system, the Internet is a great place to begin your search. Browse through a variety of websites that offer car s at great prices. Maybe you just want something that goes off if the vehicle is penetrated, or possibly a car security alarm that chirps when someone gets too close to the vehicle.

There are a number of options at your disposal. These days you can even leave your windows down, and an alarm will scream if a thief sticks his hand through the opening. It’s all about the motion sensors. You certainly don’t have to be rich these days to afford a security system for your car or SUV. It’s time to seriously consider your safety.

About the Author:

Ernest R. Peterson contributes his http://www.latest-entertainment-news.com, reviews and write-ups on Cars & Autos-related issues to http://www.cars-directory-guide.com

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Posted on 19-08-2006
Filed Under (Automotive, Motorcycle) by Auto News

As summer draws to a close, around 10,000 UK bikers start to think about laying up their for the winter months. >From the end of October through until Easter, the thought of motor biking is not so appealing and there is little point in taxing and insuring the bike. Bikes are winterised and stored away at the back of the garage awaiting the better . Sadly, thieves are aware of this and so some 600 bikes are stolen every month.

if you have totally cancelled your policy you will be unable to claim for this theft. You can, however, reduce the cover to a minimum for fire and theft and this is worth considering.

If you�re more used to insuring cars than motor bikes, you�ll find some of the features of bike insurance very odd. For instance, it�s not possible to accumulate bonuses over time, as with a car. you may find an insurer who will give you some discount if you don�t claim for a certain period with the same insurer, but this is not the norm.

There are various policies. Specified Bike Policy, Specified Rider Policy, Comprehensive and Third . With a specified bike policy you are covering the bike and not the rider. This means you could insure a number of riders on the same bike.

A specified rider policy covers the rider, but not the bike. This means the rider is covered on any motor bike up to the size specified on the policy.

Comprehensive and third party insurance are more familiar terms. Comprehensive is the most expensive. Apart from paying for repairs to the bike in the case of accidental damage, it may offer some extras such as . In the event of a claim, you will only pay the excess as stated on the policy. With third party you simply buy the minimum legal insurance. This means you are covered for any property you may damage or people you might injure. You would not be reimbursed for your bike or anything else and an excess would still be payable. Third party is the cheapest form of insurance.

Younger riders will be charged higher premiums for their policies due to their inexperience and the increased risk of motor cycling. There is a frighteningly high accident rate and statistics tell us they are much more likely to be involved in an accident than more mature riders. Damage caused to themselves is often costly and lifelong.

The more hours spent on the road, the higher the risk and riders using their bikes to travel from one location to another as far as their work is involved will be likely to be charged higher premiums. Claims made in recent years for driving-related accidents will have an adverse effect on your premium too.

Other factors that will influence the premium will be the power and make of the bike. There are some very expensive bikes around and obviously this will mean a higher premium will be charged. If you have any penalties for speeding or dangerous driving your premium will rise and if you were to be disqualified for a length of time, insurance would be extremely expensive when your licence was re-instated.

To try and get the cost of premiums down, consider security devices such as immobilisers, alarms and steering locks. It may also be possible to get discounts for any training courses you have completed.

Be completely honest with your insurance company. Failure to disclose something which the company later discovers can invalidate your insurance. Not only would you not receive payment for any claim, but you could be prosecuted for driving without insurance.

An internet broker will be able to offer you plenty of advice when it comes to choosing an insurer. They�ll find a choice of policies to suit your circumstances and their experience will be invaluable. There are internet-only deals and discounts which they�ll be able to offer too.

Keep insured and safe.

About the Author:

Michael has worked in financial services for over 15 years. He now writes on financial matters for a number of UK based web sites. Car Insurance Smasher are a car insurance articles website http://www.car-insurance-smasher.co.uk

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Posted on 17-08-2006
Filed Under (Automotive) by Auto News

Almost all experience that cold moment when you realize you have driven for a while over the and you think you spot a police car on the side of the road well ahead of you. The fear of getting caught speeding is common to all drivers, even the ones that drive extremely slow have reported that they fear to be seen speeding by the police. It is no wonder that most people are afraid to get caught, getting caught usually means that you will have to pay the price, sometimes money and sometimes it is much, much worst.

First we must examine the reason for speeding, although this is an article about s there is some sense to keeping a speed limit, maybe you are young at this moment, but one day you will have a family, and you wouldn’t want your kids to play outside and get hit by a speeding car, maybe you racing but do not yet understand that racing requires skill and more importantly – a track. So there is a sense in keeping a limit to the speed in which .

But, as all things some people want their freedom, some don’t even care about getting caught – they just love to drive fast, other claim that they will not speed but want to be aware of who is watching them. For all these people there is one very clear and fast solution and that is the radar detector.

Car detection radar will assist you in avoiding speeding tickets and will let you know if a radar is in sight, they do not guarantee that they will spot a radar but all claim to have a high chance of success in informing the driver a radar is close. There are three basic types of radars that are used in trying to locate something that is moving at any speed, the X kind of radar, the K and the third – the Ka- Band radar detector, all are working on the frequencies, which is the important thing about the car radar, any product that you will want to look at will need to scan the frequencies for the beam that is trying to spot it, that is why many of the radar detectors are loaded on the windshield or the dashboard of the car, for maximal visibility.

Although the way in which different radars detect the moving vehicle may differ significantly form one another, if you want to buy something that you could use for a while you should first think about where are you mainly driving and research what kind of radars are used in that area, there is no sense in going out and purchasing the most advanced product on the market if you drive around only in one area that used an old fashioned radar gun to spot speeding cars.

For maximal protection you should think about what you need and why you need it, for example you don’t need it when driving in town and only when you drive long distances, you should try and find out what kind of radars is used in your area, and once you know these things research the products on the internet. Just before you purchase one ask yourself, is it not easier to simply drive by the rules?.

About the Author:

Mario Chompass writes tips and advice on safety accessories and safety gear, you can find out more about alarm systems and car security systems at http://radar.advice-tips.com/

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